Documents relating to the work of the health and care practice area.

Income protection and critical illness: reserving survey results and discussion of issues arising - Sheila Anstead; Chris Coote; Andy Chan; Robert Kipling. 2008.
This Report is based on a survey sent to over 100 actuaries at insurers, reinsurers Friendly Societies and consultancies known to write insurance long term insurance or act for long term insurers. It studies the reserving practices of different firms with reference to the health and care insurance products - namely Critical Illness (stand alone and accelerated) and Income Protection - with a view to determine good business practice in health and care reserving. The territory covered was UK only and applied to both individual and group risk. Private Medical Insurance (including medical expenses and hospital cash) is covered in a sister report.

The chronic disease burden - an analysis of health risks and health care usage. - Joanne Alder; Les Mayhew; Simon Moody; Richard Morris; Rajeev Shah. - Cass Business School, 2005.
The Chronic Disease Working Party (CDWP) was formed with the primary objective of using local Primary Care Trust (PCT) data, combined with data from Local Authorities (LAs) to perform some innovative analysis around risk factors and pathways of chronic diseases. This work was supported by a research grant from the Actuarial Profession

The comparative effects on UK public expenditure of implementing long-term care systems as practised in Japan, Germany and Sweden. - Martin Karlsson; Les Mayhew; Robert Plumb; Ben Rickayzen. - SIAS, 2004.
This paper considers the public expenditure implications of adopting a Japanese, Swedish or German approach to financing long-term care in the UK. The paper finds that under any of the three systems, the public expenditure would need to increase to reflect the greater coverage and access that would be the consequence.

Minding the money: carers and the management of financial assets in later life: Report of a Scoping Study. - Hilary Arksey; Anne Corden; Caroline Glendinning; Michael Hirst. - Social Policy Research Unit, 2006.
Making sound decisions about the management of resources and assets in older age is an increasingly complex task and one in which relatives and friends are likely to be involved as part of wider patterns of informal care-giving. However, very little is known about the prevalence and patterns of such help in England. This work was supported by a research grant from the Actuarial Profession