The Continuous Mortality Investigation carries out research into mortality and morbidity experience.

Traditionally this has encompassed persons covered by long term risk contracts issued by life assurance offices in the United Kingdom and the Republic of Ireland. The investigations cover all the main types of life assurance, annuitant, pensioner, critical illness and income protection insurance contracts offered by the market. The base data is supplied by life offices covering the majority of the market. All dealings with individual offices are confidential.

In June 2006, the CMI also officially took over research into the mortality of members of Self-Administered Pension Schemes (SAPS) based on data submitted by actuarial consultancies.

The CMI is funded by contributions from its members, the majority of whom also submit data. These members receive results on a regular basis.

Some research findings are published. Since 1973 these have been in Continuous Mortality Investigation Reports, which have appeared on average once every eighteen months. In December 2002, the CMI started reporting developments via Working Papers. These papers allow information to be disseminated quickly and facilitate feedback and consultation. All published information can be found in the appropriate section on this website.

Annual activity reviews and audited accounts

Terms of reference, constitution and rules of the Continuous Mortality Investigation [pdf]

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