1. Annals of Actuarial Science is published twice yearly by the Institute of Actuaries and the Faculty of Actuaries.
2. Submitted papers on any area of actuarial research or practice are welcome and will be considered for publication. Types of papers which will be considered include, but will not be restricted to, those that: present new developments in actuarial practice; present original research in actuarial science and related fields; review relevant developments in a field of interest to the actuarial profession.
3. All contributions should be submitted in English. All papers should be of a high standard, both technically and in presentation. The style should be reasonably formal, but should be written in as understandable a form as possible. There should be sufficient detail in the paper such that any results presented, whether mathematical or numerical, should be capable of being reproduced by readers.
4. All published work by others should be acknowledged, and references given. The author is responsible for securing written permission for the use of any material which is copyrighted by a person or organisation other than the Institute or the Faculty of Actuaries. Notwithstanding any scrutiny and any alterations made, authors remain solely responsible for the accuracy of all material provided and views expressed.
5. All submitted papers and articles are subject to review. Each is read independently by anonymous scrutineers, who make their recommendations to the editor. Papers may need minor or major revisions before they can be accepted for publication, or they may be considered to be unsuitable for AAS for various reasons. The decision of the editor is final. Ideally papers should be no longer than about 20 pages in AAS (about 8,000 words). Longer papers will be considered, but may have to be shortened, or to be restructured into two or more parts if they are otherwise suitable.
6. Each paper must include an Abstract and Keywords before it can be submitted for scrutiny. The Abstract, which should be about 100-200 words, is to be written so that others are encouraged to read the paper. It should give the main objectives and conclusions of the paper. There should be about five keywords, relevant to the paper.
7. When considering the way in which the paper is to be laid out, the style should be the same as that used for other papers which have appeared in British Actuarial Journal. In particular, please note the following:
   • Sections and subsections should be numbered consecutively in the stylke 1.1, 1.2, etc. Individual paragraphs need not be numbered.
   • References should be given alphabetically at the end of the main paper (before appendices) in the style:

     WILKIE, A.D. (1995) More on a stochastic asset model for actuarial use. British Actuarial Journal, 1, 777-964
     KLUGMAN, S.A., PANJER, H.H. & WILMOT, G.E. (1998). Loss models: from data to decisions. Wiley, New York.

8. Papers should be double spaced and printed on one side only of A4 or 8.5 x 11 inch paper. Use 12-point type and margins of around 2.5 cm. Authors are encouraged to submit papers electronically, using Word or pdf format. In this case one hard copy of the paper should also be sent to the editor. If using only hard copy, send four copies to the editor. Please provide all diagrams and figures electronically in tif, gif or eps format and provide hard copies.
9. Submitted paper should not have been copyrighted or submitted for possible publication elsewhere at the same time as being submitted to the AAS. Any previous publication, for example in conference proceedings, should be notified to the editor at the time of submission.
10. If the paper is accepted for publication the author(s) must sign a copyright declaration, transferring copyright to the Institute and the Faculty of Actuaries. The copyright document must be studied carefully at the outset.

All correspondence should be addressed to the editor. Please consult her if you have any queries: Professor Mary Hardy
Statistics and Actuarial Science
University of Waterloo
WATERLOO
ON
N2L 3G1
Canada Tel: 519 8884567 ext 5510
Fax: 519 745 1875
mrhardy@uwaterloo.ca