The papers below were presented to the 2004 General Insurance Spring Seminar. The papers have been posted on the site in two formats, powerpoint and, for your convenience, as pdf files displaying three slides to a page.

The copyright in the content of the conference and seminar papers on this site may rest either with the authors or with the profession. Single copies may be downloaded for private study or research but more extensive copying requires the permission of the copyright owner. Should you wish to make multiple copies of any material please contact the Conference Department. Where an author has not provided written copyright permission for a paper to be granted public access we have not been able to include it with the other conference papers on this part of the site.