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Author:
Gina Craske; Colin Wilson
Source:
Life Convention 2006

Equality release assumption setting (handout)

1 Equity Release Assumption Setting Gina Craske Colin Wilson Types of Equity Release Products ? Reverse Mortgage/Home Income ? Provider lends home owner cash which must be repaid with rolled up interest on death or move to long term care, cash may ... read more >>

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Author:
Jon Whitaker
Source:
Life Convention 2006

Offshoring operations - a life company perspective (handout)

1 Offshoring Operations – A Life Company Perspective Workshop D07 Jon Whitaker Agenda ? Introduction ? Aviva Context ? A Life Company Journey ? Is It All About Cost ? ? Business Models ? Challenges & Opportunities ? A Personal ... read more >>

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Author:
Jerry Staffurth
Source:
Life Convention 2006

Treating life customers fairly (slides)

Life Treating Λ Customers Fairly 2006 Life Convention, Glasgow Life TCF Working Party Background ? FSA and industry statements ? Working party approach ? Implications of TCF for firms Sample Applications ? Reviewable premiums ? Unit linked ... read more >>

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Author:
Miles Baillie; Giles Woodruff
Source:
Life Convention 2006

ICA and ICG. A life office's experience (handout)

1 ICA and ICG A life office’s experience Workshop E05 Miles Baillie and Giles Woodruff, GE Life Actuarial Life Convention, 7 November 2006 Contents ? Background ? Development ? Technical Issues ? ICG Experience ? Future Developments ? Summary ? ... read more >>

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Author:
Paul Collins; Hans Wagner
Source:
Life Convention 2006

Calculating insurance liabilities in an IFRS Phase II/Solvency II world (handout)

1 1 Calculating insurance liabilities in an IFRS Phase II / Solvency II world Workshop C08 Paul Collins, Aviva and Hans Wagner, AXA (IAA Risk Margins Working Party) Agenda ?The present – how are liabilities calculated? ?Key players – who are they? ... read more >>

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Author:
John Hylands; Steve Sarjant
Source:
Life Convention 2006

Standard Life 'Going public' (slides)

Standard Life ‘Going Public’ John Hylands, Standard Life Steve Sarjant, Watson Wyatt Mutuality is your heritage – don’t throw it away!  You come first with us – so why settle for second place?  Our mutuality means the benefits of size, ... read more >>

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Author:
David Dullaway
Source:
Life Convention 2006

EEV and MCEV standards (handout)

1 EEV and MCEV Standards David Dullaway, Tillinghast 6 November 2006 2 Agenda ? Where are we today? ? What do (or should) we mean by MCEV? ? Are there ‘right’ approaches and assumptions? ? How should we present the results? ? Where next? 3 EEV ... read more >>

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Author:
Jules Constantinou
Source:
Life Convention 2006

A whole new world...Or implications for life insurers of CP06/16 on the risk management and pricing of term assurance (handout)

1 “A Whole New World..” Or Implications for Life Insurers of CP06/16 on the Risk Management and Pricing of Term Assurance Discussion points ?CP06/16: what do the changes mean? ?Existing balance sheet ?Survey of reserving bases ?New Business: ... read more >>

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Author:
Stephen Richards
Source:
Life Convention 2006

Longevity - risk and opportunity (handout)

Life Convention, Glasgow Longevity — risk and opportunity Stephen Richards 6th November 2006 Copyright c© Stephen Richards. All rights reserved. Electronic versions of this and other freely available papers and presentations ... read more >>

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Author:
Simon True; Phil Roberts
Source:
Life Convention 2006

De-risking with-profits customers fairly (slides)

1 De-risking with-profits customers fairly Simon True – Resolution plc Phil Roberts – Tillinghast De-risking with-profits customers fairly ? Agenda ? Why de-risk? ? Options for de-risking ? The impact on policyholders and shareholders ? ... read more >>

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Author:
Nick Dexter; Patrick Kelliher
Source:
Life Convention 2006

Operational risk in life insurers (handout)

1 Operational Risk in Life Insurers Nick Dexter, KPMG Patrick Kelliher, Scottish Widows Life Operational Risk Working Party Workshop E02 Operational Risk – similarities with General Insurance ? Multiple perils – from faulty documentation to a ... read more >>

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Author:
David Gulland; Graeme McAusland
Source:
Life Convention 2006

Child trust fund - A Trojan Horse or a White Elephant? (handout)

1 Child Trust Fund - Trojan Horse or White Elephant ? 1 Child Trust Fund – A Trojan Horse or a White Elephant? Graeme McAusland and David Gulland 2 Child Trust Fund - Trojan Horse or White Elephant ? 3 Child Trust Fund - Trojan Horse or White ... read more >>

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Author:
Russ Whitworth; Warren Copp
Source:
Life Convention 2006

Recent changes in underwriting trends and practice (handout)

1 Recent Changes in Underwriting Trends and Practices Russ Whitworth - Legal and General Warren Copp – Scottish Re Agenda ? The story so far….. ? The demise of the GPR? ? Teleunderwriting ? “Big T” ? “Little t” ? Interactive electronic ... read more >>

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Author:
David Gulland; Jerry Staffurth
Source:
Life Convention 2006

Re-designing PPI - Opportunities for life insurers (handout)

1 Re-designing PPI - opportunities for Life Insurers 1 Re-Designing PPI – Opportunities for Life Insurers. 7 November 2006 David Gulland & Jerry Staffurth 2 Re-designing PPI - opportunities for Life Insurers Agenda ? What’s the problem? ? What ... read more >>

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Author:
Kevin Willis; James Cooke
Source:
Life Convention 2006

Fundamental legal concepts for life actuaries 2007 (handout)

1 Fundamental Legal Concepts for Life Actuaries Workshop D03 Kevin Willis and James Cooke Norwich Union Life Legal Topics to be covered 1. Essential Contract Law 2. UTCC, TCF and PRE 3. Basics of Company Law 4. Contracting Parties 5. Topical Issues ... read more >>

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Source:
Life Office Taxation Working Party\; Andrew Rendell

Life Office Tax consultation - Income apportionments

HMRC are consulting on a review of life company taxation, aiming to improve the current I minus E system. The apportionment of income and gains falls within this scope. \\datargt03\mydocslon$\102345\My Documents\Restored\work\W32\OFFICE97\Tax\tax ... read more >>

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Author:
Continuous Mortality Investigation
Source:
Groupe Consultatif Colloquium, 2006

Current mortality issues

CURRENT MORTALITY ISSUES Edinburgh 22 September 2006 The Return of Mortality Risk § 1980s, 1990s: Era of investment risk § 2000s: Low inflation, low interest rates § Move away from With-Profits § Move away from bundled savings products § More ... read more >>

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Author:
Life Ofice Taxation Working Party: Matthew Little and Trevor Fannin

HMRC consultation on life office taxation - Crown Option

A consultation exercise into life company taxation is currently ongoing, aiming to improve the current I minus E system whilst removing any unnecessary barriers to commercial transactions (especially business transfers). Within scope is the possibility of ... read more >>

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Author:
Continuous Mortality Investigation

CMI Working paper 23. Analysis of individual income protection experience by cause of disability

CMI Working paper 23. Analysis of individual income protection experience by cause of disability Continuous Mortality Investigation Income Protection Committee WORKING PAPER 23 Analysis of Individual Income Protection experience by cause of ... read more >>

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Author:
Continuous Mortality Investigation

CMI Working paper 23. Inceptions data by WP23 cause groupings

Data by Quad Inceptions data by Working Paper 23 cause groupings Includes duplicates. Expected values are for all causes (calculated on the basis of the graduated male, individual, Standard experience for 1975-78). Deferred Period 4-52 ... read more >>