What is the CMI tables program?

The CMI tables program (STP) is a computer package which includes all of the CMI tables of mortality and morbidity published up to March 2009, together with a range of mortality projections.

Please note that, from April 2013, the CMI does not intend to issue new updates to STP.

The program is supplied on CD-ROM and requires the host PC to be running Windows XP SP2 or later. Download the latest STP manual. If you have any queries about the STP, please contact us on 020 7776 3820 or emaili: info@cmilimited.co.uk.

Does the STP contain the SAPS S1 Tables?

Yes, the latest version of the STP (version 3.3.1) contains these tables.

Does the STP contain the 00 Tables?

Yes, the latest version of the STP (version 3.3.1) contains these tables.

What mortality projections does the STP contain?

Any of the projection bases contained in version 1.3 of the CMI Library of mortality projections can be used with any of the annuitant and pensioner base tables from the 92, 00 and SAPS S1 series. Earlier tables also contain the original projections published alongside them where relevant. STP has not been updated to include version 1.4 of the CMI Library of mortality projections.

What morbidity tables does the STP contain?

STP contains selected tables and functions for income protection (PHI) business. These reflect the SM1975-78 graduations and the model set out in CMIR 12. The more recent graduations of sickness experience, IPM 1991-98, have not been incorporated in STP but a table of claim inception rates is available in spreadsheet form. Find out more.

STP does not contain any critical illness tables. However the AC04 tables are available in spreadsheet form. 

How much does the STP cost?

Although it is not intended to update STP, the latest version of the STP (version 3.3.1) is still available. New STP licences will be issued for £2,000 plus VAT which includes one user, with each additional simultaneous user costing £200 plus VAT. Different geographical locations will each require a full licence even though the networks may be linked. Discounts are available to CMI contributors and to learning institutions.

Who can use the STP once a licence has been purchased?

The STP is designed as a standalone system; it is not networkable, but it can be loaded onto as many PCs as necessary at any one site, so long as the maximum number of simultaneous users is not exceeded (additional simultaneous users can be purchased for £200 plus VAT per user). If you wish to use the STP at a different site, you will need to purchase a separate licence.

Can I use the STP in a separate product?

The STP was built as a standalone system; all the calculations are internal. It is not possible to call the STP functions directly.

I have an older version of the STP. Why have I not received version 3.3.1?

We wrote to everyone on our database as an STP user; however it is possible that our records are no longer up to date due to changes in personnel and addresses over the years since the STP was first issued. Please contact us if you are in this position.

Contact Details

If you have any questions about the CMI please email


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Events calendar

  • Asia Conference Webinar Series

    7 September 2020 - 25 September 2020

    Spaces available

    There will be a prestigious line-up of international speakers discussing the insurance and financial industry’s innovation and change in Asia.  The conference will take place throughout September via an online platform. The webinars consist of plenary speaking sessions and a series of workshop sessions including Life, GI, Data Science, Sustainability, Risk Management and Investment.

    This will be the perfect opportunity for you to discover,ask questions and be at the forefront of current and developing actuarial/financial topics and trends in Asia.


  • Spaces available

    This free 90 minute webinar is designed to support the IFoA CPD Co-ordinators, and others, involved in supporting our members to achieve their CPD requirements. 

    The programme will include an overview of the new CPD Scheme; specifically sharing with you key messages to support you implement and embrace the new CPD Scheme for our members within your organisation and regional community; how to arrange a reflective practice discussion; and an interactive reflective practice discussion learning exercise.  In addition, delegates will gain information about accessing, and making the most of the IFoA event Toolkits which you can make use of to run your own in-house events and events for regional communities. 

  • Spaces available

    16.00-17.00 GMT+8

    Consumer expectations are changing Insurance. The Royal Commission in Australia, Design Obligations in the UK, the insurtech ecosystem, and digital-first consumers demanding personalised solutions will all revolutionise how insurance looks like in the future.

  • Spaces available

    12.00-13.00 GMT+8

    This presenter / panel workshop hybrid will be anchored by two presentations examining the socioeconomic, medical and technological factors that will have a significant impact on mortality and our pricing over the next 20 years and beyond. It will also discuss whether significant mortality improvement will continue in Asia or whether varying experience of low improvements or deterioration. 

  • Spaces available

    12.00-13.00 GMT+8

    This presentation aims to provides an overview of the reformation of current Chinese regulatory solvency regime, how industry coping with the new normal after pandemic time and how the reformation of the regulation could help the insurance industry gets back on its feet as well as coming back to the “protection” core value for the policyholders. The presentation would include:

  • Spaces available

    16.00-17.00 (GMT+8) | 09.00-10.00 (BST)

    The basic data of China’s 2nd Critical Illness Mortality Table covers 2000+ products in Chinese market, including about 340 million insurance policies and 5.1 million claimants. Presenter will give the audience a general understanding including but not limited to the following contents:

  • Autumn Lecture 2020: Professor Elroy Dimson

    Online webinar
    14 October 2020

    Spaces available

    Many individuals and institutions have a long-term focus, and invest funds for the benefit of future generations. Their strategy should reflect their long horizon. University endowments are one of the oldest classes of institutional investor, and I will present the first study of the management of these endowments over the very long term.

  • GIRO Conference 2020 Webinar Series

    Available to watch globally in November.
    02-13 November 2020
    Spaces available

    This year's GIRO has been re-designed as a virtual conference to offer members and non-members the opportunity to get up to date content from leading experts in the general insurance field via online webinars. All sessions will be recorded and made available to purchase and re-watch post-event on the IFoA's GI Online Learning Resource area.

  • Spaces available

    Cash-flow driven investing is a game-changer for DB pension funds navigating their end-game. Suitable for sponsors who want to reduce risks on their balance sheets. And for trustees, it shifts the focus to providing greater certainty of returns, managing funding level volatility and ensuring they have enough income to pay cash-flow requirements.

  • Spaces available

    The talk will provide an understanding of the priorities and relationships between deficit reduction contributions, in the context of wider scheme funding, and different types of value outflow from the employer based on the working party’s recently published report.