Issue 12 of the Longevity Bulletin explores the topic of pharmacology from a number of different perspectives and examines:
- whether the prescribing of too many medications is actually having a detrimental effect on health, and why the current system encourages over-prescribing
- the growth of epidemiology as a research area since the 1950s, looking at how it moved away from the medical field into academia, and why results from medical trials may not always be as robust as imagined
- the opioid epidemic in the United Kingdom and the United States, and the steps being taken to try to mitigate it
- the role of pharmacology in the treatment of diabetes and high cholesterol, and whether the statins used to treat high cholesterol have played a part in the increasing incidence of diabetes.
As well as these, you can read updates and news from the Continuing Mortality Investigation (CMI) and the IFoA.
Our contributors to this issue are drawn from a range of fields within academia, medicine and statistical modelling, and each bring a thought-provoking and expert perspective to the topic under investigation.
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We welcome your feedback on this latest edition of the Longevity Bulletin, and are always open to suggestions for possible future topics. The IFoA’s Mortality Research Steering Committee is also keen to ensure that the IFoA’s mortality, longevity and morbidity research agenda is addressing relevant issues.
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For more information about the Longevity Bulletin or to subscribe please contact the Research and Knowledge Team.
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This year's GIRO has been re-designed as a virtual conference to offer members and non-members the opportunity to get up to date content from leading experts in the general insurance field via online webinars. All sessions will be recorded and made available to purchase and re-watch post-event on the IFoA's GI Online Learning Resource area.
This webinar will provide an update on the emerging thinking around future regulation of DB schemes:
The webinar will discuss the challenges and opportunities schemes face in evaluating end game options, choosing a target state and understanding the impact this strategic decision could have on member outcomes long after the “end state” is reached. Adolfo, Kevin and Rhian bring over 60 years of experience in the industry and a variety of perspectives as scheme actuary, covenant adviser, trustee, de-risking adviser and insurer.
Retail banking is going through a period of substantial change as it moves into the digital age. Banks have large amounts of data about their customers and about their risks. Open data application programming interface (APIs) and data science are enabling banks to use their data to offer innovative and sometimes personalised services. Data science is also adding value in risk areas such as fraud detection and cyber security. At the same time, the move to online banking is making it easier for firms including fintechs to enter banking without having to establish branch networks.
Cash-flow driven investing is a game-changer for DB pension funds navigating their end-game. Suitable for sponsors who want to reduce risks on their balance sheets. And for trustees, it shifts the focus to providing greater certainty of returns, managing funding level volatility and ensuring they have enough income to pay cash-flow requirements.
Patrick Kennedy, Partner at Gateley Legal and Founding Director of Entrust (a leading professional pensions trustee company), will be delivering an update on the latest legal developments during the course of 2020. With both a pensions legal perspective and over 25 years of trustee service, Patrick will seek to highlight how the letter of the law has continued to evolve against the backdrop of a difficult and challenging year
The talk will provide an understanding of the priorities and relationships between deficit reduction contributions, in the context of wider scheme funding, and different types of value outflow from the employer based on the working party’s recently published report.
Covid-19 has required an urgent and cross-practice initiative to facilitate the extensive impact this pandemic has across all industries. IFoA members have been keen to contribute in a different way, so we developed the IFoA Covid-19 Action Taskforce [ICAT] to coordinate our effort, with a more efficient governance.
We have over 500 volunteers and countless topics which we have amalgamated into 93 workstreams.