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Ageing population

In the face of an ageing population, policy makers must grapple with a number of challenges as they determine how best to respond to changing demographics and the impact this will have on financial, economic and health spending. In the UK, one-sixth of the population is over 65 and the number of people over 85 is projected to double in the next 20 years.

Our Saving for Retirement Policy Briefing sets out four priorities for policymakers. These cover the actions that individuals, the pensions industry, and the Government will need to take in order to develop a pensions framework that is sustainable in the long-term. As this paper and our work below highlights, there are a number of areas where the State can and should encourage individuals, with support from the pensions industry, to adequately save for retirement.  

The work of the IFoA:

Contact Details

For further information, please contact the Policy Team at

Policy@actuaries.org.uk