The application of additive and multiplicative general linear interactive models (GLIM) in health insurance

Document description

This paper provides a description of an example of a model which originally uses the multiplicative specifications but which is generalised easily to the use of additive factors.Only the basic technique is given, which means that some major points are still open: for instance when to use the purely multiplicative model and when the mixed one.The paper is concluded with some examples from real life.