Risk management and insurance (2nd ed)

For many years, introductory insurance textbooks presented insurance as a subject based in contracts. Slowly, the course has moved towards a consumer orientation, giving students a broad, descriptive survey of the insurance field, covering topics such as legal aspects, life and health, and property and liability. Over the past ten years, textbooks have begun to promote and incorporate a stronger business risk management component while maintaining a consumer orientation. This text is written to take the next step, offering the essential aspects of insurance contracts and the insurance industry while providing a substantially more conceptual analysis and attention to business risk management and public policy issues that exists in current texts.