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Actuarial Innovation in the Covid-19 Era – Speaker Biographies

Actuarial Innovation in the Covid-19 Era

Speakers include:

Memona Ali

Memona Ali, FIA, is the Head of Actuarial at Union Insurance in the UAE, covering Life, Health and General Insurance. Originally from Scotland, Memona has 12 years of actuarial experience and has lived in the UAE, with her family, since 2019. Memona actively volunteers for various IFoA initiatives and is currently an International Representative for the IFoA Education Committee as well as an ICAT volunteer.



Ryan Allison

Ryan Allison is EY’s UK Sustainable Finance Actuarial Lead and is a member of the IFoA Biodiversity and Natural Capital Working Party. Ryan has supported a number of UK insurers with their climate risk strategy, climate risk modelling, and wider ESG programme implementation.



Lisa Balboa

Lisa Balboa is a Business Development Actuary at Hannover Re UK Life Branch. She is passionate about promoting access to protection insurance and supports clients in developing innovative new products that provide clear value to the broadest possible cross-section of society. Lisa is Deputy Chair of the Institute and Faculty of Actuaries Mental Health Working Party, championing increased awareness and understanding of mental health amongst actuaries and insurance professionals.


Georgina Bedenham

Georgina Bedenham is an actuary in the Insurance and Investment team at the Government Actuary’s Department. Her work covers a variety of different areas including disaster risk financing in developing countries, insurance arrangements within the public sector and contingent liabilities across government. Georgina is passionate about conservation and is a member of the IFoA Biodiversity and Natural Capital Risk Working Party.



Bhavin Bharadwa

Bhavin is a qualified life insurance actuary and currently works at the PRA in its Life Insurance Division. Bhavin has previously worked at a consultancy and directly with various insurers. He has expertise in economic capital, Solvency II and risk modelling. Bhavin enjoys travelling and went on a 1 year travelling career break before the pandemic from which he developed a keen interest in understanding biodiversity loss and solutions.



Mei Sum Chan

Mei is an epidemiologist, statistician and actuary who co-chairs the ICAT PAN1 workstream on meta-research of pandemic models. Her research is mainly in the areas of ageing epidemiology, biostatistics and evidence synthesis. She is finishing her Population Health PhD on biological ageing at University of Oxford and is currently researching cancer early detection at University College London (UCL). Previously, she worked in an interdisciplinary UCL-Legal & General (L&G) collaboration investigating socioeconomic inequalities in life expectancy with multimorbidity, and worked in various actuarial roles in life insurance at L&G, specialising in longevity risk.

Mei is also a member of the IFoA Health and Care Research Sub-committee and Royal Statistical Society Oxford Local Group committee.

Tawanda Chituku

Tawanda is a consulting actuary based in Southern Africa, Zimbabwe. He works with governments on pension reform, mortality studies and social security design. In the private sector he works with insurance providers on actuarial matters involving financial reporting support for IFRS compliance and setting up of insurance start-ups until they reach scale. Tawanda's voluntary experience includes: IFoA - Machine Learning in General Insurance Reserving Working party (Literature review workstream coordinator 2019 to date),  Secretary general for the Actuarial Society of Zimbabwe (2013-2019), Member of the Top Management Team on Universal Health Coverage in the Ministry of Health (2015-2017), Covid Task Force on social security for the IFoA (UK), 2020 to date.

.Alex Darsley

Alex is an actuary with 15 years’ experience in the pensions industry.  He is currently a Principal at the Pensions Regulator and previously worked in consultancy at Hymans Robertson and Willis Towers Watson, advising pension schemes on a range of strategic and funding issues.  Alex is currently developing his interest in climate change and sustainability issues for pension schemes and is contributing to the Regulator’s approach in this area, as well as being a member of the IFoA Biodiversity and Natural Capital Working Party.


Professor Dame Sally Davies


Dame Sally is UK Special Envoy on Antimicrobial Resistance. Before this, she was Chief Medical Officer (CMO) for England and Chief Medical Adviser to the UK government from March 2011 to September 2019, having held the post on an interim basis since June 2010. 

Dame Sally advocates globally on AMR. She has spoken on AMR at numerous events including the World Health Assembly side events, the G8 science ministers’ meeting in 2015, the Global Health Security Initiative in 2015, and the UN General Assembly side event in 2016. She was chair of the 2013 AMR forum at the World Innovation Summit for Health (WISH) and was for three years the chair of the WHO Strategic and Technical Advisory Group on AMR. Most recently, Dame Sally has been appointed a co-convener of the UN Inter-Agency Co-ordination Group on AMR, set up in response to the AMR declaration made at UNGA 2016.


Kate Dron

Kate Dron, FIA, FNZSA is the Appointed Actuary for Suncorp New Zealand covering both the Life and General Insurance companies.  She is currently leading the National Narratives ICAT workstream and has 30 years of actuarial experience in the UK and New Zealand.





Colin Dutkiewicz

Colin is Global Head of Life at Aon Reinsurance Solutions. Colin is a Fellow of the Institute of Actuaries (IFoA) and chairs its Life Insurance Board and is the coordinator of the IFoA COVID-19 Action Taskforce.

He has 30 years’ of experience through the full life insurance value chain. He has been an IFA, worked in direct life insurance product development and managed reinsurance underwriting, pricing and client management functions. 


Professor Sir Ian Diamond

Professor Sir Ian Diamond is the UK’s National Statistician. He was the chair of the Social Security Advisory Committee (SSAC) from August 2018 to August 2019.

Sir Ian, who was knighted in 2013 for his services to social science and higher education, was the Principal and Vice Chancellor of the University of Aberdeen until 31 July 2018.


Matthew Edwards

Matthew is an Actuary at Willis Towers Watson and work in the life insurance practice as proposition/innovation lead. His 'comfort zone' tends to be work around mortality, longevity and policyholder behaviour. He is particularly interested in the application of advanced analytics to life risk, the interface between actuarial techniques and medical expertise, and innovation. Matthew is Chair of the CMI, and editor of the IFoA's Longevity Bulletin. 


Alvin Fu

Mr Alvin Fu is the Chief Corporate Solutions Officer overseeing AIA Singapore’s Corporate Solutions business which provides comprehensive employee benefits programmes for companies and organisations across Singapore. He is responsible for driving sustainable growth strategies and implementing business critical initiatives to strengthen AIA Singapore’s leadership position in the industry.

A firm believer of contributing back to the community, he served as the chairperson for the Singapore Actuarial Society Health & Retirement Conference 2014, co-chairperson for the Health Insurance Conference 2012 and a current member of LIA Group Insurance sub-committee.  You would find him regularly speaking at conferences, appealing to the human resource community to partner him to better the lives of the Singapore workforce.   

Alvin is a graduate from Nanyang Technological University, a Fellow of the Institute and Faculty of Actuaries and the Singapore Actuarial Society. 


Paul Fulcher

Paul Fulcher is the Group Capital Management and Investment Executive for Just Group, responsible for investments, capital management and Group underwriting, including the longevity, medical, pricing and reinsurance teams. Paul has 30 years’ experience working across the life insurance industry. Prior to joining Just Group, Paul was a Principal at Milliman LLP, a life and financial service consulting firm. Before Milliman he spent six years working at Nomura as Managing Director, leading their ALM Structuring and Insurance Solutions team for Europe, Middle East and Africa. Prior to Nomura he worked for the Royal Bank of Scotland in their Global Markets business as Managing Director and Head of their Financial Institutions Risk Advisory Team. 


Rajeshwarie Iyer

Rajeshwarie, FIA is Head of Reserving in Chubb Business Services India. She has over 5 years of experience in GI reserving and pricing. Rajeshwarie is an active volunteer for the IFOA and is a Features Editor of The Actuary, a member of GIRTL as well as an active ICAT volunteer. 




Prof Aled Jones PhD MA BA PGCert FHEA FIA (Hon)

Professor Aled Jones is the inaugural Director of the Global Sustainability Institute (GSI) at Anglia Ruskin University. Prof Jones’ work in climate finance has been recognised by the State of California and he has received a key to the city of North Little Rock, USA. In 2017 he was made an Honorary Fellow of the Institute and Faculty of Actuaries.


Kathryn Knowles

Kathryn is an award winning insurance adviser. She gained attention within the insurance industry in 2016 by creating a Walking Dead infographic, followed by a Game of Gnomes quiz and video advent calendar, to simplify the message of protection insurance. She produces regular video marketing, CuraVision, where she chats about people they have been able to help and explain how they met their protection needs. 


Laura Llewellyn-Jones

Laura is a pension/social security actuary who has been predominantly focused on work in Africa over the last 10 years. She has lived and worked in East, South and West Africa and is currently based in Lagos Nigeria. 




Stuart Mcdonald

Stuart is Head of Demographic Assumptions and Methodology for Lloyds Banking Group, where his multi-disciplinary team are responsible for assumptions about policyholder health and behaviour. These are used for pricing, risk management and valuation of around £170 billion of pension and annuity policies. Stuart joined Lloyds in 2014 and built the longevity team which supported Scottish Widows’ launch into the Bulk Annuity market. Previously he held a variety of commercial and technical roles including leading the longevity reinsurance pricing team at Munich Re through their market entry and first deals, and building a longevity risk model for Canada Life.

Gareth Mee

Gareth is a Partner at EY where he leads its UK actuarial practice and its Sustainable Finance Consulting business. He chairs the IFOA’s Finance and Investment Board and has led a range of research projects over recent years, most recently this ICAT group studying procyclicality.


Nicholas Miller Smith

Nicholas Miller Smith is a research director at Moody’s Analytics.  His focus is on the construction and calibration of financial models for use in stochastic economic scenario generators.  Before that he worked at BlackRock, mainly in the area of research and advice on strategic asset allocation for institutional investors.  He is a qualified actuary.



Natalia Mirin

Natalia is a Life Actuary with over 20 years of experience in Life Insurance industry and consulting. Her experience includes variety of technical and methodological aspects of pricing, valuation, product development and underwriting areas of Life insurance in the UK and overseas. She has worked on modelling and verification aspects of Solvency II and lately has had a significant involvement in IFRS 17 assessment and implementation projects. The breadth of her project involvement requires keeping abreast with recent market developments and Covid-19 is one of important areas of her focus at this time.


Kathryn Morgan

Kathryn has worked in financial services for over 30 years, in both companies and regulators.  She is a qualified actuary and has led research on risk management and capital adequacy assessment.  She is a part member of the IFoA Council and is repaying her debt to the profession by leading the Gibraltar actuarial society, Actuaries Rock, and leading work to develop and review articles and blogs on Covid 19 for the pandemics hub.  

Kathryn is a passionate supporter of Sheffield United and a slow but persistent runner.  

She can be found on Twitter as @manckath and on Instagram as katmorgan62


Justine Morrissey

Justine is a financial services professional with nearly 30 years’ experience working in the Insurance industry including both executive and non-executive roles. Justine qualified as an actuary in 2000 and has had the opportunity to work in a broad range of actuarial areas from financial reporting through to product development. Her last executive position was as Finance and Risk Director for a small Friendly Society where she was also a member of the Risk and the With-profits Committees. She is currently a non-executive director for a large non-directive Friendly Society where she also sits on both the Investment and Audit Risk Committees and a small charity owned general insurance company where she chairs both the Audit and Risk committees.

Edwin Mulenga

Edwin has worked as a Principal Examiner in the Pension and Insurance Supervision Department at the Reserve Bank of Malawi for 5 years. He is a focal actuarial resource for the supervisory authority and an associate member of the Institute and Faculty of Actuaries. Prior to his current job, he worked as an IT security specialist for the same employer and US Embassy (CDC) in Malawi before that. In 2019, he was seconded to the Access to Insurance Initiative (GIZ -IAIS) in Frankfurt German

Sarah Murphey

Sarah Murphy has worked in the third sector for over 15years, in particular ensuring people affected by poor mental health are given the right advice, information and support to enable them to lead healthier, happier lives. In 2017 she set up Mental Health UK’s flagship service, Mental Health & Money Advice, the first UK-wide service aimed at improving both financial and mental wellbeing. She was awarded Innovator of the Year at the Women in Credit 2020 Awards for her vision and work setting up this service to support people trapped in the vicious cycle of mental health and money problems.

Sarah also leads the training and consultancy team at Mental Health UK. Utilising knowledge and experience gained from working directly with people affected by poor mental health, the team provides training and consultancy to public and private sector organisations.


John Ng

John Ng is Senior Data Scientist and Actuary at RGA. John provides specialist resource and predictive modelling solutions for internal and external clients on mortality, morbidity, biometrics, underwriting, actuarial pricing and digital distribution. Previously John was pricing manager and data science manager at BGL group, having designed and led Automated Machine Learning platforms. Before then, John practiced as pharmacist in community and hospital settings. John is chair of the IFoA Data Science Research Section and deputy chair of IFoA Health and Care Research committee.


Nicola Oliver

Nicola is considered a leading expert in Public Health and associated Mortality, Morbidity & Longevity risk.

​She is a member of The Royal College of Nursing & The Royal Society of Medicine.  Nicola is also an affiliate member of The Institute & Faculty of Actuaries where she sits on The Health & Care Board, is Chair of the Diabetes Working Party, Deputy Chair of the Antibacterial Resistance Working Party.  In March 2020, Nicola co-founded the Covid-19 Actuaries Response Group which she currently co-chairs, subsequently joining the Covid-19 Action Taskforce.


Dr Jonathan Pearson-Stuttard

As Head of Health Analytics at LCP, Jonathan leads a team who provide analytical and technology solutions to help decision makers across health. Alongside his role at LCP, he is a Public Health Doctor and Epidemiologist at Imperial College London and studies trends in chronic diseases such as diabetes and obesity, specifically how these conditions increase the risk of several others and how that impacts patients, populations and health systems. This research has been published in leading journals such as Nature, the Lancet journals and the British Medical Journal. 


Louise Pryor

Louise President-Elect of the IFoA. Louise has had a varied career as an actuary, academic, software development manager and risk consultant. She has lectured in Artificial Intelligence at the universities of Birmingham and Edinburgh, before returning to the actuarial world as a software risk consultant. She was Director, Actuarial Standards at the Financial Reporting Council until 2011, where she led the development of the UK’s suite of Technical Actuarial Standards.

Louise now specialises in climate risk and sustainability, and is a Director of Callund Consulting Ltd, Chair of the London Climate Change Partnership, and a Director of the Ecology Building Society.


Richard Purcell

Richard is a member of the IFoA Health & Care board and Director at Pacific Life Re. He is interested in products and initiatives that help to grow and generally improve access to the protection market. He is also a member of the Health and Care workstream of the IFoA Covid-19 Action Taskforce, and co-author of the IFoA Covid-19 report: Supporting protection insurance and savings customers.



Sundeep Raichura

Sundeep is a qualified actuary (Fellow of the Institute of Actuaries) and Chief Executive Officer of Zamara Group, a specialised financial services group offering actuarial, pensions, medical and insurance solutions with a presence in 6 countries in Africa and a Pan African ambition.   He is current chair of the Pensions Working Party of the Pensions Working Party and Founder Chair of The Actuarial Society of Kenya.



Scott Reid

Scott Reid, currently works for Zurich as Global Propositions & Data Actuary.  This is a global role to where he advises on the pricing and design of new products with a focus on protection and data analytic capabilities.  He is currently a member of the IFoA Health & Care Board and Deputy Chair of the Diabetes Working Party.





Chris Reynolds

Chris Reynolds is the Chief Pricing Actuary for the EMEA region and Longevity at PartnerRe.  He is the current Chair of the Health and Care Board and a member of the CMI Assurances Committee.  In 2020 he was instrumental in establishing the Health and Care workstreams of ICAT (IFoA Covid-19 Action Taskforce) and co-authored a paper on the impact of Covid-19 on New Business.


Josephine Robertson

Josephine Robertson is a Health & Care /Risk Actuary with keen interest in the interplay of demographic risk, public health, policy, health systems and insurance industry. She is an active volunteer within the actuarial profession including the COVID-19 Action Taskforce, professional education process and the Population Health Management research working party.



Andrew Robinson

Andrew Robinson, FIA, is an Actuary at Aviva Canada specialising in Property and Casualty Portfolio Management. He is currently working on the Impact on Incomes and Inequality ICAT workstream. 



Leonel Rodrigues

Leonel Rodrigues is a Brazilian actuary, with 4 years of experience in the private healthcare insurance market, being responsible for providing analyses of strategic data and supporting decision-making. In 2013, he concluded his Masters in Actuarial Science at The Business School (formerly Cass), in London, to where he returned in 2015 to initiate his Ph.D. His research aims to investigate alternative predictive models using administrative data for forecasting health care claims costs.  Currently, he is a visiting lecturer at The Business School (formerly Cass).



Rosalind Rossouw

Rosalind is the Head of IFRS 17 Business Implications and Capital Management at Sun Life Financial of Canada (UK). She is a qualified actuary with over 20 years of professional experience. Her broader working background is in the fields of Life Insurance and Pensions Consulting, both in the United Kingdom and in South Africa. Rosalind volunteers extensively for the Institute and Faculty of Actuaries by serving on the Sustainability Board, the Life Conference Committee, the Diversity Advisory Group, and recently as the lead an ICAT Capital Management workstream. She is also an IAALS Board member.


Dan Ryan

Dan is an epidemiologist and digital demographer, and founded COIOS Research in 2019. He has led global multi-disciplinary research teams at Swiss Re and Willis Towers Watson for the last two decades in diverse areas including forward-looking risk models, behavioural science in insurance and the rapid development of digital ecosystems that will transform how insurance is distributed and how risk is assessed, managed and mitigated.

Dan introduced the concept of disease-based models of mortality using electronic health records and has led a succession of research projects on how electronic health records and health care claim databases can be used to predict future trends in claim experiences and high value claim pathways.

Dan has an MA in Medical Sciences from Cambridge University and an MBA from Heriot-Watt University. He is currently engaged in a DHealth at the University of Bath focused on modelling optimal management of hypertension.


Marino Savvides

Marino is a Life and Chartered Enterprise Risk Actuary, with experience in working for large life insurers and in consulting. He has extensive experience in implementation and analysis of Solvency II Standard Formula and Internal Models, Risk Function effectiveness reviews and Life Insurance actuarial audits. Marinos spent the first part of his career in the Life Insurance industry, working in Solvency II Analysis and Capital Management Reporting teams for large insurers. His current areas of focus include the risk management and capital implications of Covid-19 on life insurers.


Sir David Spiegelhalter

Sir David Spiegelhalter has been Winton Professor of the Public Understanding of Risk at the University of Cambridge since October 2007. His background is in medical statistics, with an emphasis on Bayesian methods: his MRC team developed the BUGS software which has become the primary platform for applying modern Bayesian analysis using simulation technology. He has worked on clinical trials and drug safety and consulted and taught in a number of pharmaceutical companies, and also collaborates on developing methods for health technology assessment applicable to organisations such as NICE. His interest in performance monitoring led to his being asked to lead the statistical team in the Bristol Royal Infirmary Inquiry, and he also gave evidence to the Shipman Inquiry.


Chris Sutton

Chris is Lecturer in Actuarial Science at Queen Mary University of London. He has held a number of leadership positions in investment including CEO of iShares Europe and Managing Director at Barclays Global Investors. Chris leads the profession's ICAT Social Security group.






Tan Suee Chieh

Tan Suee Chieh is President of the IFoA and an independent non-executive director of several organizations. 

From 2013 to 2017, he was the Group Chief Executive at NTUC Enterprise - the holding entity of the NTUC social enterprises (cooperatives) in Singapore. The group has businesses in Retail; Food & Beverage; Financial Services; Education & Training services; Eldercare services and Property. From 2007 to 2013, Suee Chieh was the Chief Executive of NTUC Income, a composite cooperative insurer and one of the largest insurance businesses in Singapore. .

Between 2003 and 2006, he was President, Asia Pacific of the SHL Group Ltd, a British psychometric and psychological consultancy firm. From 1981 to 2001, Suee Chieh was with the Prudential Group and held several senior positions including Actuary of Prudential Malaysia, Chief Executive of Prudential Singapore and Regional Managing Director, Established Markets of Prudential Corporation Asia.


Caroline Twomey

Caroline Twomey is an actuary with Deloitte where she has worked in the UK, Canadian and Irish markets. She works with a range of Life, Pension and Banking clients with a particular focus on those with significant mortality/longevity exposure. She is the former Chair of the Demography Committee of the Society of Actuaries in Ireland and is currently the Excess Mortality workstream lead for the Society’s COVID-19 Action Group.


Dr Randall Wright

Dr Randall Wright, FSA, is an Associate Professor and Programme Director for Actuarial Science at Swansea University in Wales.  He is active in ICAT coordination and has 25 years of actuarial experience in the USA and UK.

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Events calendar

  • Spaces available

    Climate-Related Risk - This free to view webinar on Climate-Related Risk is the first in a series focusing on some of the ‘Hotspots’ identified in the JFAR Risk Perspective bringing the Risk Perspective to life with practical illustrations and insights from subject experts from the IFoA and other Regulators

  • Spaces available

    Recent decades have seen institutions, such as employers and financial services, give people more choice and flexibility, but these freedoms have come with more responsibilities. Individuals are now responsible for managing more of their own financial risks, from ensuring they put enough money into their pension to securing affordable protection to be financially resilient.

  • Actuarial Innovation in the COVID-19 era

    This event is online. 
    26 April 2021 - 7 May 2021
    Spaces available

    Join us for this brand new IFoA webinar weries comprising of a fortnight of webinars, panel sessions and a hackathon, that showcase the range of ways in which the actuarial profession has added value, in the public interest, to the understanding and management of the current and future pandemics through insight and learning.

  • Spaces available

    This event is also repeated on Tuesday 27 April, 09.00-10.30. Please click here to register your place if Tuesday is your preferred choice.

    Actuaries have a lot to offer biodiversity management over the next decade as the world develops more depth to its response to this global challenge. This sessional offers an opportunity to learn about this emergent risk, to contribute to our thinking as a profession and help us develop the next steps forward.

  • Europe Town Hall

    28 April 2021

    Spaces available

    IFoA Immediate Past President John Taylor would like to invite you to the Institute and Faculty of Actuaries’ (IFoA) virtual Europe Town Hall, hosted by John Taylor with IFoA Council Members Alan Rae, Jennifer Hartley, Maribel Vasquez Flores and IFoA Chief Executive, Stephen Mann.

  • Spaces available

    Sessional Meeting - Free to viewMis-estimation risk is a key element of demographic risk, and past work has focused on mis-estimation risk on a run-off basis.  However, this does not meet the requirements of regulatory regimes like Solvency II, which demands that capital requirements are set through the prism of a finite horizon like one year.  This paper presents a value-at-risk approach to mis-estimation risk suitable for Solvency II work

  • Finance & Investment Virtual Conference 2021

    Available to watch globally in May.
    10-12 May 2021
    Spaces available

    This year's Finance and Investment Virtual Conference takes on the timely theme of ‘resilience’, something we have all learnt a lot more about in the last year! Our diverse range of talks will explore the theme of resilience in a variety of ways including in building robust investment portfolios, in the incorporation of ESG factors, in govern

  • Spaces available

    This talk will explore the potential benefits that wearable tech can bring to health & protection insurers and their customers. The traditional approach of integrating wearables into insurance has largely focused on measuring steps and using rewards-based incentive programs to encourage more activity.

  • Spaces available

    Join us for this talk with Professor Sir Adrian Smith as part of the 'Dr Patrick Poon Presidential Speaker Series'. Professor Smith joined The Alan Turing Institute as Institute Director and Chief Executive in September 2018. In November 2020, he became President of the Royal Society, in addition to his leadership of the Turing. He is also a member of the government's AI Council, which helps boost AI growth in the UK and promote its adoption and ethical use in businesses and organisations across the country. He received a knighthood in the 2011 New Year Honours list.


  • CILA 2021

    Available to watch globally in May.
    19-21 May 2021
    Spaces available

    We continue to live in a world of global uncertainty. Survival depends on our ability to simultaneously navigate through the diverse root-causes, ranging from: the consequences of Climate Change; on-going financial consequences of the COVID pandemic; or self-imposed changes in regulatory requirements and accounting standards.

  • Pensions Conference 2021

    Online webinar series
    16-22 June 2021
    Spaces available

    Welcome to the programme for our 2nd Virtual Pensions Conference. This year's conference features 11 webinars offering members and non-members the opportunity to get up to date content from leading experts in the pension industry. There will also be opportunity to ask questions and contribute to the discussion.