This sessional meeting will be of direct interest to actuaries and others working in the in the Health and Care, Life or Pensions sectors or indeed actuaries with an interest in morbidity or mortality.
There are 3 million UK e-cigarette users. While there has been some suggestion, most notably by Public Health England, that e-cigarettes are ‘95% safer’ than traditional cigarettes, their true long-term effect on health is unknown. Add to this the unknown impact on quit rates as well as the confused public perception over e-cigarette risk, and the insurance industry is left with an interesting conundrum from a modelling and pricing perspective. Should e-cigarette users receive cheaper premiums for Life & Health Protection?
To date, published research has been small and short-term, focusing on short-term health, or looking solely at the output of e-cigarettes vs traditional cigarettes rather than the true relative risk. While informative, they do not truly demonstrate the long-term impact on risk.
The IFoA e-cigarettes working party has investigated these topics & will publish our findings in a paper in Feb 2020.
Contact Events Team for more information.
0207 632 1498
|17.30 – 18.00||Registration and refreshments|
|18.00 – 18.10||
Nicholas Chadha FFA, Buck
|18.10 – 18.55||
Helen Morris, Aegon
Christina Cosma, BIMA
|18.55 – 18.20||Q&A|
|18.20 – 19.30||Close|
Royal College of Physicians, 9 Queen St, Edinburgh EH2 1JQ
Nearest Public Transport
Waverley train station