This Working Paper provides a brief commentary on the all-offices assurances data and experience for the 2007-2010 quadrennium using data mainly collected in a special data collection exercise in 2012 and 2013. (Note: An amended version of the paper was issued in February 2016 with minor revisions to the commentary; none of the results in the paper was affected.)
Working Paper 75 should be read in conjunction with the accompanying results files. There is a summary spreadsheet for 2007-2010 results for each benefit type – Mortality (DB), Accelerated Critical Illness (ACI) and Standalone Critical Illness (SCI) – and also for each calendar year’s results separately. Each spreadsheet has a notes page detailing its contents. The summary spreadsheets provide a high-level overview of the results and are available below. Datasheets containing more granular data are available to Authorised Users only on request to assurances@cmilimited.co.uk; these text files allow a user to conduct more detailed analysis. Please see Working Paper 75 for a full description of the results files.
Documents
Mortality-only:
- DB Summary results 2007-2010
- DB Summary results 2007
- DB Summary results 2008
This version was issued in February 2015 to corrrect am error in the attribution of expected deaths to age and duration cells within these results. Other results (including the 2007-10 results) were not affected. - DB Summary results 2009
- DB Summary results 2010
Accelerated critical illness:
- ACI Summary results 2007-2010
- ACI Summary results 2007
- ACI Summary results 2008
- ACI Summary results 2009
- ACI Summary results 2010
Stand-alone critical illness:
- SCI Summary results 2007-2010
- SCI Summary results 2007
- SCI Summary results 2008
- SCI Summary results 2009
- SCI Summary results 2010
Download the “SC04 rates” used as the comparison basis in these Summary results here.
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Louise Pryor, IFoA President, will chair this free-to-view session, in which Alex Darsley, TPR, Actuarial Regulatory Policy, will be discussing the regulator’s 
This session will examine the megatrends and themes driving the Future of Work across the Financial Services industry, and how Covid-19 has accelerated new future work priorities with a particular focus on hybrid work and leadership mindset and capabilities.
Internal audit is often the Cinderella of the audit world. It’s a regulatory requirement for insurance companies to have an internal audit function, so why not make it as useful as possible? This session will look at how to link an internal audit plan to the risk register, and how that helps audit committees and boards to spot problems and fix them.
Climate change is one of the greatest risks facing our world today. Addressing it will require multi-faceted solutions. Through this panel session, we will explore the different levers that can be used to meet net-zero targets including climate science and data, government engagement, and mobilising green finance.