Subscription FAQs
What will happen if I do not pay the fees that become due when I am transferred to Associate/Fellow?
If you do not pay the subscription fees within one month following your transfer to Associate/Fellow your transfer will not be complete. Your membership status will then revert back to Student/Associate.
Do I have to pay any subscription fees when I am transferred to Associate/Fellow?
Upon transferring to Associate/Fellow you will be required to pay the Associate/Fellow subscription fee minus any subscription fees that you have already paid during your year of transfer.
What should I do if my circumstances change and I am no longer eligible for a reduced rate subscription?
If you are no longer eligible for a reduced rate subscription, please let the Membership Team know. We will then update your record to full rate and you will be required to pay the remaining subscription balance.
Do I need to provide evidence of my income to prove my eligibility for a reduced rate subscription?
You are not required to provide evidence at the time of application however if your record is selected for audit purposes you may be asked in future to provide evidence of your eligibility.
Is there a reduced subscription fee for members on a low income?
If your gross taxable income falls below the threshold for your category of membership, you can apply for a reduced rate subscription. You can check the income threshold for each category of membership on the subscription information page.
When does my membership subscription fee become due for payment?
Membership subscription fees become due annually on 1 October. You should ensure that your subscription is paid by 31 October to avoid late payment fees which are applied on 1 November and on 1 December. View more information on subscriptions.
How do I reinstate my membership?
You should firstly contact the membership team at membership@actuaries.org.uk who will provide you with a reinstatement form for your completion. You can reinstate your membership at any time during the subscription year. Lapsed students who want to apply for exams, should ensure that they apply for reinstatement 2 weeks before exam closing dates. Please refer to the reinstatement guide.
What is the procedure if a member no longer requires their membership?
If a member no longer requires their membership they should contact the membership team at membership@actuaries.org.uk to inform of their intent and reason for resignation. Please note that the IFoA do not provide refunds if a member choses to resign before the end of the current subscription year..
How do I subscribe to one of the optional subscriptions such as SIAS or AFIR?
You can indicate the required optional subscriptions on your subscription letter and post the form to the membership team with payment. Alternatively you can telephone or email the membership team who will add the subscription on for you and the fee can then be paid online. +44(0)131 240 1325 or membership@actuaries.org.uk.
I will be transferring to fellow soon but my subscription notice shows the student rate. What should I do?
You should pay the student subscription fee at the outset. When you have been transferred to fellow, you will be contacted by the membership team who will advise you of the balance of fees due upon your transfer.
Related documents
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Subscription policy and membership operation
19 August 2020 -
Table of membership fees and subscriptions 2020/2021
19 August 2020
Contact Details
If you have any questions about membership please contact
We aim to respond to all initial enquiries within two working days.
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Events calendar
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Asia Conference Webinar Series
Webinars7 September 2020 - 25 September 2020
There will be a prestigious line-up of international speakers discussing the insurance and financial industry’s innovation and change in Asia. The conference will take place throughout September via an online platform. The webinars consist of plenary speaking sessions and a series of workshop sessions including Life, GI, Data Science, Sustainability, Risk Management and Investment.This will be the perfect opportunity for you to discover,ask questions and be at the forefront of current and developing actuarial/financial topics and trends in Asia.
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Personal and Professional Lifelong Learning – Supporting CPD Co-ordinators and Others
Webinar23 September 2020
This free 90 minute webinar is designed to support the IFoA CPD Co-ordinators, and others, involved in supporting our members to achieve their CPD requirements. The programme will include an overview of the new CPD Scheme; specifically sharing with you key messages to support you implement and embrace the new CPD Scheme for our members within your organisation and regional community; how to arrange a reflective practice discussion; and an interactive reflective practice discussion learning exercise. In addition, delegates will gain information about accessing, and making the most of the IFoA event Toolkits which you can make use of to run your own in-house events and events for regional communities.
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Asia Conference Webinar: Actuary’s Impact through Lifestyle Products
Webinar23 September 202012.00-13.00 GMT+8
“Lifestyle Product” being the key to make insurance a daily necessity rather than a luxury, by having high engagement and interaction with the consumers through:
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Asia Conference Webinar: The Role of Data Science in Customer-centric Insurance
Webinar23 September 202016.00-17.00 GMT+8
Consumer expectations are changing Insurance. The Royal Commission in Australia, Design Obligations in the UK, the insurtech ecosystem, and digital-first consumers demanding personalised solutions will all revolutionise how insurance looks like in the future.
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Asia Conference Webinar: Ageing/Mortality Panel Session
Webinar24 September 202012.00-13.00 GMT+8
This presenter / panel workshop hybrid will be anchored by two presentations examining the socioeconomic, medical and technological factors that will have a significant impact on mortality and our pricing over the next 20 years and beyond. It will also discuss whether significant mortality improvement will continue in Asia or whether varying experience of low improvements or deterioration.
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Asia Conference Webinar: Liability Aware Investment Solutions
Webinar24 September 202016.00-17.00 (GMT+8) | 09.00-10.00 (BST)
This presentation explores some liability-aware investment solutions to address local regulatory changes faced by insurance companies in Asia.
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Asia Conference:The C-Ross Phase II and its Potential Impact on Chinese Market
Webinar25 September 202012.00-13.00 GMT+8
This presentation aims to provides an overview of the reformation of current Chinese regulatory solvency regime, how industry coping with the new normal after pandemic time and how the reformation of the regulation could help the insurance industry gets back on its feet as well as coming back to the “protection” core value for the policyholders. The presentation would include:
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Asia Conference:Changes of China’s 2nd set Standardized CI definitions and Mortality Table
Webinar25 September 202016.00-17.00 (GMT+8) | 09.00-10.00 (BST)
The basic data of China’s 2nd Critical Illness Mortality Table covers 2000+ products in Chinese market, including about 340 million insurance policies and 5.1 million claimants. Presenter will give the audience a general understanding including but not limited to the following contents:
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F&I Webinar: Disrupting the investment management industry using AI
Webinar30 September 2020
What are the advantages of using artificial intelligence (AI) in investing? What are the differences between traditional quant and AI? This new webinar discusses challenges and the future of AI in the investment sector.
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Sessional Event: The IFRS 17 Contractual Service Margin: A Life Insurance Perspective
Webinar5 October 2020
Delivered by the IFRS 17 Contractual Service Margin working party. -
Why Certified Actuarial Analysts add value to employers, including both insurers and consultancies
Webinar6 October 2020The Certified Actuarial Analyst (CAA) qualification has rapidly established itself as adding real value, to insurers and consultancies, and to the clients of consultancies, around the World. CAAs work alongside actuaries and actuarial students, as well as other financial services professionals, in an increasingly broad range of roles and fields. -
Why Certified Actuarial Analysts add value to employers
Webinar6 October 2020This session is a repeat of the one earlier today at 09:30 -
Autumn Lecture 2020: Professor Elroy Dimson
Online webinar14 October 2020
Many individuals and institutions have a long-term focus, and invest funds for the benefit of future generations. Their strategy should reflect their long horizon. University endowments are one of the oldest classes of institutional investor, and I will present the first study of the management of these endowments over the very long term. -
GIRO Conference 2020 Webinar Series
Available to watch globally in November.02-13 November 2020
This year's GIRO has been re-designed as a virtual conference to offer members and non-members the opportunity to get up to date content from leading experts in the general insurance field via online webinars. All sessions will be recorded and made available to purchase and re-watch post-event on the IFoA's GI Online Learning Resource area.
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Autumn Pensions Webinar: Cash is King - What next for CDI?
Webinar4 December 2020
Cash-flow driven investing is a game-changer for DB pension funds navigating their end-game. Suitable for sponsors who want to reduce risks on their balance sheets. And for trustees, it shifts the focus to providing greater certainty of returns, managing funding level volatility and ensuring they have enough income to pay cash-flow requirements. -
Autumn Pensions Webinar: Impact of Dividends
Webinar8 December 2020The talk will provide an understanding of the priorities and relationships between deficit reduction contributions, in the context of wider scheme funding, and different types of value outflow from the employer based on the working party’s recently published report.
There will be a prestigious line-up of international speakers discussing the insurance and financial industry’s innovation and change in Asia. The conference will take place throughout September via an online platform. The webinars consist of plenary speaking sessions and a series of workshop sessions including Life, GI, Data Science, Sustainability, Risk Management and Investment.
This free 90 minute webinar is designed to support the IFoA CPD Co-ordinators, and others, involved in supporting our members to achieve their CPD requirements. 
Delivered by the IFRS 17 Contractual Service Margin working party.
Many individuals and institutions have a long-term focus, and invest funds for the benefit of future generations. Their strategy should reflect their long horizon. University endowments are one of the oldest classes of institutional investor, and I will present the first study of the management of these endowments over the very long term.
Cash-flow driven investing is a game-changer for DB pension funds navigating their end-game. Suitable for sponsors who want to reduce risks on their balance sheets. And for trustees, it shifts the focus to providing greater certainty of returns, managing funding level volatility and ensuring they have enough income to pay cash-flow requirements.