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Support in ill health

We understand that there may be times in your professional life when personal circumstances mean that you find it hard to meet your professional obligations: health issues or other life events can take over and make it hard to prioritise matters such as CPD deadlines, Practising Certificate renewals or renewing your membership subscription.

There are a number of practical ways we can support you through such times, for example:

  • Exercising discretion where procedural deadlines are missed by Members suffering from health issues, for example missing the last date for payment of a subscription fee;
  • Helping members manage their CPD or their Practising Certificate applications. 

The first step is to get in touch with the Membership Team or by telephone on 0131 240 1325 to explain your situation.

We will appoint a senior member of the team to help you with your regulatory obligations.

Practical examples

Some practical examples to illustrate the support that may be offered by the IFoA:

A non PC-holding Fellow or Associate alerts the Membership Team to the fact he/she will be unable to undertake CPD due to health issues.

During a period of ill health, Members will be treated as being Non-Practising under the CPD Scheme.  They do not need to apply for the status, but  should notify the Membership Team so that we can mark this in their record and confirm their pro-rata requirement, if applicable.

A PC holder advises the Membership Team that he/she expects to be on leave for reasons of health issues for at least 12 months.

PC holders who are absent from work due to ill health are deemed to be Non-Practising members under the CPD Scheme for the period of their absence and should complete CPD on a pro-rata basis.  In terms of the additional CPD requirements under the PC Scheme, these may also be completed on a pro-rata basis. We do ask that members notify us of that status so that we can update their record and confirm their pro-rata requirements.

Advise the Member of the options open to him/her if he/she chooses not to renew his/her certificate when it expires, for example, allowing the certificate to lapse and being able to renew within 18 months of the date of expiry of the previous PC.

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E.g., 04/03/2021
End date
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Events calendar

  • Finance in the Public Interest Series

    16 March 2021 - 23 March 2021

    Spaces available

    There is widening debate that many of our social, financial and regulatory institutions need to be rethought so that we can create more sustainable futures, particularly in light of the Covid-19 pandemic, the policy/macro-economic response to the pandemic and how it affects consumers, as well as the impending climate crisis. This multi-day series of three keynote webinars, individually presented by leading economist John Kay, Sir Paul Collier, Professor of Economics and Public Policy at the Blavatnik School of Government, Ashok Gupta, Chair at Mercer Ltd, and Nico Aspinall, Chief Investment Officer at B&CE, will open up discussion on these essential topics. The series will culminate in a panel session with Chief Economist of the Bank of England, Andy Haldane.

  • The price is righter

    16 March 2021

    Spaces available

    This webinar provides an overview of the state of the UK protection market, and how different insurers are using different levels of sophistication to price (such as using customer demand models). It considers how insurers have implemented these sophisticated pricing techniques, and the practical challenges they have faced.

  • Spaces available

    This discussion will revolve around the latest industry developments including and introduction to Part VII transfers and Schemes of Arrangement (process, parties involved and recent events), insights and lessons from recent with-profits transactions and restructurings (including Equitable Life and Pru-Rothesay), how firms can apply these learnings to future arrangements, and the outlook for future with-profits transactions and restructurings (including the impacts of Covid-19 and Brexit)


  • Spaces available

    What is stewardship and how has the landscape changed under the 2020 UK Stewardship Code? How does effective stewardship create long term value for beneficiaries and what roles do asset owners and asset managers play in active stewardship. This webinar will offer answers to these questions in a practical approach to stewardship reporting.

  • Spaces available

    Mis-estimation risk is a key element of demographic risk, and past work has focused on mis-estimation risk on a run-off basis.  However, this does not meet the requirements of regulatory regimes like Solvency II, which demands that capital requirements are set through the prism of a finite horizon like one year.  This paper presents a value-at-risk approach to mis-estimation risk suitable for Solvency II work.