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Delta: actuaries supporting change

Welcome to Delta - the new publication for business leaders, policy makers and thought leaders around the world from the Institute and Faculty of Actuaries (IFoA)

(The electronic version of Delta is best viewed in Chrome.)

Whether your organisation is facing technological change, climate change or social change, you'll find the independent analysis you need inside Delta, tackling the issues that are directly affecting you and your colleagues now:




  • Comment
    Economic forecasts, Brexit and the crisis in social care
  • Analysis
    What are the likely effects of Brexit on the insurance industry, and what effect will it have on skills required by professional services?
  • Wider Fields
    With climate change now universally accepted as a business risk, how will businesses report their exposure?
  • Tech futures
    The advent of driverless cars raises concerns over liability, and cyber security and the insurance industry
  • The long view
    Demographic modelling, DB pensions and challenges facing young people    

As well as opinion from leading experts, we’ve included insight from actuaries to enrich the debate ....

... because we at IFoA believe that our members can support you in anticipating the key changes in your organisation’s future, assessing the risks and planning a strategy for success.

How to find out more about Delta

Contact Details

If you have any questions or comments about Delta, please contact us at the email address below:

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Start date
E.g., 26/10/2020
End date
E.g., 26/10/2020

Events calendar

  • GIRO 2020 Virtual Conference

    Available to watch globally in November.
    02-13 November 2020
    Spaces available


    This year's GIRO has been re-designed as a virtual conference to offer members and non-members the opportunity to get up to date content from leading experts in the general insurance field via online webinars. All sessions will be recorded and made available to purchase and re-watch post-event on the IFoA's GI Online Learning Resource area

  • Spaces available

    The webinar will discuss the challenges and opportunities schemes face in evaluating end game options, choosing a target state and understanding the impact this strategic decision could have on member outcomes long after the “end state” is reached. Adolfo, Kevin and Rhian bring over 60 years of experience in the industry and a variety of perspectives as scheme actuary, covenant adviser, trustee, de-risking adviser and insurer.

  • Spaces available

    Retail banking is going through a period of substantial change as it moves into the digital age. Banks have large amounts of data about their customers and about their risks. Open data application programming interface (APIs) and data science are enabling banks to use their data to offer innovative and sometimes personalised services. Data science is also adding value in risk areas such as fraud detection and cyber security. At the same time, the move to online banking is making it easier for firms including fintechs to enter banking without having to establish branch networks.

  • Spaces available

    Cash-flow driven investing is a game-changer for DB pension funds navigating their end-game. Suitable for sponsors who want to reduce risks on their balance sheets. And for trustees, it shifts the focus to providing greater certainty of returns, managing funding level volatility and ensuring they have enough income to pay cash-flow requirements.

  • Spaces available

    Patrick Kennedy, Partner at Gateley Legal and Founding Director of Entrust (a leading professional pensions trustee company), will be delivering an update on the latest legal developments during the course of 2020. With both a pensions legal perspective and over 25 years of trustee service, Patrick will seek to highlight how the letter of the law has continued to evolve against the backdrop of a difficult and challenging year

  • Spaces available

    The talk will provide an understanding of the priorities and relationships between deficit reduction contributions, in the context of wider scheme funding, and different types of value outflow from the employer based on the working party’s recently published report. 

  • Spaces available

    Covid-19 has required an urgent and cross-practice initiative to facilitate the extensive impact this pandemic has across all industries. IFoA members have been keen to contribute in a different way, so we developed the IFoA Covid-19 Action Taskforce [ICAT] to coordinate our effort, with a more efficient governance.

    We have over 500 volunteers and countless topics which we have amalgamated into 93 workstreams.