Aggregate "All-offices" results are produced annually and for each quadrennium

Important note: “All offices” claim inceptions experience for 2011-2016

We have identified issues with some of the data underlying the “All offices” claim inceptions experience for 2011-2016, leading to an overstatement of inceptions exposure and therefore an understatement of claim inceptions experience. More information is provided in CMI Working Paper 149. Terminations experience is unaffected.

All CMI subscribers were contacted to notify them of this issue.

CMI Individual Income Protection "All offices" results

Actual claims experience is compared with that expected using the IP06 graduated inception rates from investigation year 2011, and with that expected using the IPM 1991-98 graduations for 2011-2016 and earlier years. The actual claim terminations experience is compared with that expected using the IPM 1991-98 graduations.

These results are only available to organisations that subscribe to the CMI.

Year Covering memo Issue date
2011-16 Working Paper 124 Issue date: 30/09/2019
2007-10 Working Paper 96 Issue date: 17/03/2017
2010 Covering memo Issue date: 02/06/2016
2009 Covering memo Issue date: 13/02/2013
2008 Covering memo Issue date: 13/02/2013
2007 Covering memo Issue date: 13/02/2013

Results from previous quadrennia were released alongside CMI Working Paper 60.

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