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CMI Working Paper 152

Working Paper 152: “All offices” experience of term assurances for 2015-2018 and 2019 plus indicative analysis of experience to mid-2020

Working Paper 152 was published in June 2021. The working paper describes the experience of mortality and accelerated critical illness under term assurances in the years 2015 to 2018 and 2019 and the experience of stand-alone critical illness in the years 2016 to 2019; the results are available in accompanying spreadsheets.

Additionally, the paper includes indicative analysis of term assurances to 30 June 2020 for a subset of offices.

Note: this paper and the results are available to Authorised Users only.

There are summary spreadsheets (linked below) for each benefit type – Mortality (DB), Accelerated Critical Illness (ACI) and Standalone Critical Illness (SCI) – and datasheets containing more granular data are available on request. Please refer to the paper for more details. The five sets of Summary results released alongside this paper are:

To obtain the Datasheets, please email Assurances@cmilimited.co.uk.

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    Online webinar series
    26 July 2021 - 30 July 2021
    Spaces available

    We have made it through 2020 but the COVID-19 crisis continues to have a significant impact on individuals, societies, businesses and the wider economy across the globe. Navigating the world post COVID-19 in an uncertain and highly unstable time brings along many uncertainties, challenges and exciting opportunities. Hence the theme of this year’s IFoA Asia Conference Webinar Series is “Risk. Adapt. Thrive.”

  • CMI Income Protection

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    Spaces available

    In April 2021, the CMI Income Protection Committee published Working Paper 149, which detailed the changes to analysis methodology for the Income Protection Investigation and the impact of past data issues. This webinar will provide an overview of the changes in the analysis approach and discuss the adjustments to the IP11 claim inceptions graduations.

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    Risk Management Webinar ProgrammeInternal audit is often the Cinderella of the audit world. It’s a regulatory requirement for insurance companies to have an internal audit function, so why not make it as useful as possible?  This session will look at how to link an internal audit plan to the risk register, and how that helps audit committees and boards to spot problems and fix them.

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    Climate change is one of the greatest risks facing our world today. Addressing it will require multi-faceted solutions. Through this panel session, we will explore the different levers that can be used to meet net-zero targets including climate science and data, government engagement, and mobilising green finance.