You are here

CMI Working Paper 19

The CMI has been consulting with data contributors regarding a move to per-policy data for the mortality investigations

CMI Working Paper 19:

  • summarises the responses received to Working Paper 13 (a draft coding guide issued in April 2005);
  • explains the changes made as a result of the consultation exercise; 
  • sets out a number of areas for further consideration.

This was accompanied by an updated Per-Policy Coding Guide for the CMI mortality and critical illness investigations.

Critical illness data submissions will continue to be accepted using the current critical illness coding guide for the foreseeable future, but offices submitting both mortality and critical illness data are encouraged to update their critical illness to the latest combined coding guide when they amend their mortality submission.

There is also a large overlap with the in force data requirements for income protection, although the claims data is obviously quite different. The possibility of converging the coding guide for individual income protection business is being considered further.

Working paper 19 is not intended as a consultation paper but the CMI always welcomes feedback from member offices

We will be particularly grateful for views on the various issues outlined in the working paper for further consideration, including:

  • data submission for income protection;
  • extension of CMI analyses to lapses and waiver of premium benefits;
  • impairment codes and other underwriting factors;
  • inclusion of further data items.

This does not constitute a formal consultation exercise, but may influence the priority with which the remaining issues are addressed and the direction taken.

Related documents

You might also like

Contact Details

If you have any questions about the CMI please email

Filter or search events

Start date
E.g., 24/10/2021
End date
E.g., 24/10/2021

Events calendar

  • The Growth Mindset for Actuaries

    13 October 2021 - 8 December 2021

    Fully booked.

    This practical course is aimed at actuaries at any stage of their career who want to develop their own growth mindset and apply it to their work setting and personal or professional lifelong learning. The content of the course builds on the lecture given by Dr Helen Wright on Growth Mindset as part of the President’s 2021 Lecture series, and will be delivered over a period of 2 months, from mid-October to early December.

  • Spaces available

    The importance of biodiversity for finance, business and policy is being increasingly recognised. While many studies highlight the overall economic impact that biodiversity loss could have, it is much more difficult to quantify and understand the particular impact that is may have on individual businesses or communities. The management and measurement of these risks is a field where actuaries are well placed to contribute.

  • Spaces available

    The climate crisis and the degradation of our planet will affect societies everywhere. How we address these threats will require solutions that transcend borders. As a global profession, the actuarial community is well-placed to consider and propose effective risk management solutions to help manage the climate crisis.

  • GIRO 2021 Webinar Series

    8 November 2021 - 19 November 2021
    Spaces available

    Join leading experts to discuss key issues, emerging ideas and new research across the general insurance sector.

  • Spaces available

    This is a free webinar with an expert panel providing their views on the ongoing IFoA consultation for proposals regarding changes to the regulatory framework on climate change and sustainability.

    The regulatory consultation sets out, for feedback some proposed approaches that the IFoA are considering in relation to charter commitments under the UK’s Green Finance Education Charter (GFEC) and the regulatory framework, including the Actuaries’ Code.

  • Life 2021 Webinar Series

    22 November 2021 - 26 November 2021
    Spaces available

    Join leading experts to discuss key issues, emerging ideas, and new research across the Life insurance sector.

  • Spaces available

    Content will be aimed at all actuaries looking to understand the issues surrounding mental health in insurance and in particular those looking to ensure products and processes widen access for, and are most useful to, those experiencing periods of poor mental health.