Areas which the Working Party will consider in its research are:
1). Current structures used:
- how have unit linked fund structures developed over time?
- What are the common fund structures which are used and what has driven the fund structure changes over time?
2). Risks and consumer protection:
- what risks do different fund structures create for customers and would they understand the risks?
- what consumer protections are in place for different fund structures, and how is this set through regulation?
- how important is consumer protection in fund structures chosen?
3). The future landscape for UL funds
- how might fund structures change in future and what will drive those changes?
- what impact has auto-enrolment had and does that change the consumer protection angle (voluntary to in-voluntary product take-up)?
- what is the future for unit-linked funds?
- Presentation at Risk and Investment Conference 2015: Unit Linked Investments
- Implementing Unit Linked Matching - Presentation at Life Conference 2015
- 9 November 2017
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