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Pensions Thought Leadership

Key objectives:

With the interest from companies in using robotics and artificial intelligence in developing tools for providing financial advice, as well as the upcoming release of the Pensions Dashboard, there is a risk that advice is given to individuals without sufficient scrutiny as to how the advice benefits the individual, in terms of both understanding their current position and actions that they might want to take.

Tools may become more complex than is necessary or not take full regard to an individual’s circumstances which cannot easily be parameterised within the tools.

This is particularly relevant to the increasing number of individuals who rely on Defined Contribution arrangements for the majority of their retirement income, and the complexity and number of options available to them following pension freedoms.


A research paper on the current usage of the tools used to provide advice, guidance and financial education, including expectations of how such tools linked to ‘robo-advice’ and the Pensions Dashboard might be used in the future.

Guidance as to how these tools should be created, parameterised and used to ensure individuals get true value from the advice, guidance and financial education that comes from these.

Terms of Reference

           Chair                      Sharon Rea                
Membership          8
Established        2017

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Events calendar

  • Spaces available

    A panel discussion with investment representatives discussing the impact of investment on climate change and vice versa.

    This event is part of The Road to Glasgow: IFoA’s Sustainability Thought Leadership Series which will provide a platform for prominent contributors so that our members and others can understand the perspectives of a wide range of parties interested in the climate debate.

  • Spaces available

    Climate change is one of the greatest risks facing our world today. Addressing it will require multi-faceted solutions. Through this panel session, we will explore the different levers that can be used to meet net-zero targets including climate science and data, government engagement, and mobilising green finance.

  • Spaces available

    How governments and societies collectively respond to the climate crisis is increasingly being analysed through the lens of intergenerational fairness. Our expert panel will assess and explore the extent to which inter-generous fairness is being considered in climate policies, the lessons from those countries who are leading the way on fairness and justice in climate interventions, and more.

  • The Growth Mindset for Actuaries

    13 October 2021 - 8 December 2021

    Spaces available

    This practical course is aimed at actuaries at any stage of their career who want to develop their own growth mindset and apply it to their work setting and personal or professional lifelong learning. The content of the course builds on the lecture given by Dr Helen Wright on Growth Mindset as part of the President’s 2021 Lecture series, and will be delivered over a period of 2 months, from mid-October to early December.

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    The climate crisis and the degradation of our planet will affect societies everywhere. How we address these threats will require solutions that transcend borders. As a global profession, the actuarial community is well-placed to consider and propose effective risk management solutions to help manage the climate crisis.

  • Spaces available

    Content will be aimed at all actuaries looking to understand the issues surrounding mental health in insurance and in particular those looking to ensure products and processes widen access for, and are most useful to, those experiencing periods of poor mental health.