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CMI Working Paper 132

Working Paper 132: All offices” experience of term assurances, 2015-2018.

Important note: In Working Paper 132, some data was originally misallocated by commencement year and sum assured band in the mortality and accelerated critical illness results; this error affected exposure by sum assured band in Table 4.1 and the 2015-2018 results in Tables 5.3, 5.6, 6.3 and 6.6. These were corrected in the version of the paper issued in April 2021. An additional version was released in June 2020. This corrected inaccuracies in Tables 4.1 and 6.1 and minor typographical errors.


Working Paper 132 was originally published in May 2020. The working paper describes the experience of mortality and critical illness under term assurances in the years 2015 to 2018; the results are available in accompanying spreadsheets. Note: this paper and the results are available to Authorised Users only.

There is a summary spreadsheet (below) for each benefit type – Mortality (DB), Accelerated Critical Illness (ACI) and Standalone Critical Illness (SCI). Please refer to the paper for more details. The three sets of summary results released alongside this paper are:

Revised datasheets for 2015-2018, based on more recently submitted data, are available on request – see Working Paper 152.

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