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CMI Working Paper 109

Working Paper 109: Proposed “IP06” claim inception rates for individual income protection.

CMI Working Paper 109 was published in July 2018. The working paper contains a consultation on the proposed “IP06” claim inception rates of CMI income protection experience in the period 2003-2010. Consultation responses should be sent to incomeprotection@cmilimited.co.uk by 30 September 2018. Note: this paper and the accompanying spreadsheets are available to authorised users only.

The proposed claim inception rates are issued as part of a consultation process and may change before final publication. Note: accompanying claim termination rates will be produced at a later date.

Download the proposed “IP06” claim inception rates

Note: The final “IP06” claim inception rates, which incorporated some changes from these proposed rates, were issued alongside Working Paper 120.

Other outputs

The data underlying the graduations is available to download. This can be used in conjunction with the “CMI Graduation software v0.2 (beta)”, which accompanied Working Paper 77, to replicate the proposed “IP06” graduations or test alternative methods.

A spreadsheet comparing the claim inceptions experience of the dataset with the proposed graduations, and showing the results of statistical tests and accompanying charts for subsets of data, is also available.

Contact Details

If you have any questions about the CMI please email

info@cmilimited.co.uk

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    Hymans Robertson, Glasgow 20 Waterloo St, Glasgow
    30 January 2020

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    Speaker: Allan Martin will present this talk on 30 January in Glasgow, Stirling and Edinburgh. If you wish to register for another location please return to the Events Calendar.

  • KSS event in Stirling: Public Sector Pensions

    M&G Prudential, Stirling Craigforth Campus, Stirling
    30 January 2020

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    – the unappreciated key assumption, the resulting unsustainable promises, the unmanaged risk and the unrecognised debt? 

    Speaker: Allan Martin will present this talk on 30 January in Glasgow, Stirling and Edinburgh. If you wish to register for another location please return to the Events Calendar.

  • KSS event in Edinburgh: Public Sector Pensions

    Hymans Robertson 1, Exchange Place, Semple St, Edinburgh
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    – the unappreciated key assumption, the resulting unsustainable promises, the unmanaged risk and the unrecognised debt? 

    Speaker: Allan Martin will present this talk on 30 January in Glasgow, Stirling and Edinburgh. If you wish to register for another location please return to the Events Calendar.

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  • Spring Lecture 2020: Live Streaming at Staple Inn - Vicky Pryce

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  • IFoA Asia Conference 2020, Kuala Lumpur

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    Early bird registration is now open until 1 March.  10% group discounts are offered to a minimum of six IFoA members booking in a single transaction.  Limited spaces are available, so please sign-up early to avoid disappointment.