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Equity Release Mortgages: No Negative Equity Guarantee

ARCABI

The Institute and Faculty of Actuaries (IFoA) and the Association of British Insurers (ABI), through the Actuarial Research Centre (ARC), commissioned a research project on Equity Release Mortgages: No Negative Equity Guarantee. The research was delivered by the University of Kent, led by Professor Radu Tunaru (Senior Researcher).

Project Summary

The high level objective of this commissioned research was to determine appropriate methods for determining ERM cashflows and their value. Additional detail on the objectives set out in the call for tender can be found here.
 

Review Group 

On behalf of the ABI and the IFoA (and its relevant Governance structures), a joint project Review Group was established to oversee the delivery of this jointly commissioned, independent research project.
 
The Review Group ensured the project delivered output that was of high quality and was in line with expectations, producing findings that were relevant to the actuarial community and other key stakeholder groups.
 
The Review Group reported into the IFoA’s Research and Thought Leadership Board.
 
 

Research Results Launch Event

A research results launch event took place on Thursday 28 February, 2019, at Staple Inn Hall, London. The event  brought together a multidisciplinary group of professionals to discuss Professor Radu Tunaru’s research findings.

The event was recorded and is available to watch on the IFoA’s Virtual Leaning Environment (VLE) and IFoA’s YouTube channel

The final research report is available to view. 

Contact Details

If you want more information about our research programmes please contact the IFoA Actuarial Research Centre:

arc@actuaries.org.uk

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Events calendar

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    Online webinar series
    16 June 2021 - 22 June 2021
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    Welcome to the programme for our 2nd Virtual Pensions Conference. This year's conference features 11 webinars offering members and non-members the opportunity to get up to date content from leading experts in the pension industry. There will also be opportunity to ask questions and contribute to the discussion.

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  • Asia Conference 2021 webinar series

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    26 July 2021 - 30 July 2021
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    We have made it through 2020 but the COVID-19 crisis continues to have a significant impact on individuals, societies, businesses and the wider economy across the globe. Navigating the world post COVID-19 in an uncertain and highly unstable time brings along many uncertainties, challenges and exciting opportunities. Hence the theme of this year’s IFoA Asia Conference Webinar Series is “Risk. Adapt. Thrive.”

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