In order to obtain the spreadsheets from the CMI for CMI Working Paper 43, CMI Working Paper 50 and CMI Working Paper 52, please complete the Spreadsheets Request Form. We will retain your contact details so that we can keep you updated of developments, if appropriate. The data the spreadsheets contain is highly aggregated and intended for use in rate-fitting.
The spreadsheets are made available on the understanding that you agree to the following conditions:
- the data contained in the spreadsheets is intended to allow experimentation with alternative sets of diagnosis rates and may not be suitable for any other purpose
- although the CMI has made reasonable attempts to validate the data its accuracy cannot be guaranteed and the CMI accepts no liability for its use
- although the CMI has made reasonable attempts to ensure the accuracy of the spreadsheets, their accuracy cannot be guaranteed and the CMI accepts no liability for their use
- the CMI will not provide any support in relation to the software
- the data and the spreadsheets will be made available for your company’s use only. The spreadsheets, the data or copies of the data must not be passed to any other organisation
- in any published comment or analysis you will acknowledge the CMI as the source of the spreadsheets and data.
In using the spreadsheets and data we request that you communicate any issues you discover to the Critical Illness Committee by emailing email@example.com at the earliest opportunity
The CMI are keen that alternative approaches to the derivation of diagnosis rates and any difference in the results are discussed with the Committee before any public comment is made. We hope you will feel able to abide by this request.
The spreadsheets are provided on CD and function with Office 2003 and Office 2007.
To contact the Critical Illness Committee please email firstname.lastname@example.org.
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There is a lack of publicly available information covering the practices insurers employ to manage their exposure to reinsurance recapture risk. A working party was set-up to shed light on the different approaches insurers use to mitigate this complicated to manage risk. This report is intended to form part of a publicly available information repository that market practitioners can refer to and reflect on as best practice evolves and develops.
The Actuaries’ Carbon Collaboration (ACC) is a group of actuaries and other professionals working towards a coherent understanding of the issues around greenhouse gas (GHG) emissions by considering them in an actuarial context.
Emissions into and absorption from the atmosphere can be modelled in the same way that we model variable cash flows, including the impacts of uncertain quantities and timing. The ACC’s work investigates both the insights that this analogy provides and its limitations.
This talk presents the work of the Data and Modelling workstream of the IFoA Mental Health Working Party. We explore data and modelling considerations in the risk assessment and underwriting of mental health conditions. We will also consider how newer risk factors and improved data availability might open up opportunities for additional underwriting and product designs.
As the industry prepares for Pensions Dashboards, we have lined up a specialist panel who is at the heart of the ongoing work in this area. Hear the latest developments, future proposals and have the opportunity to put forward your questions to our speakers.
Artificial Intelligence is heralded as a game-changer to the ways industries use data, with the insurance industry especially looking to embrace these new technologies. This brings many questions – not least around data privacy, ethics, potential biases and so on – with regulators increasingly interested in developments.
Moreover, whilst the stunning progress of specific technologies such as Watson and Alphazero made headlines some years ago, current commercial applications of AI remain far from mature.
This webinar will cover:
• Some background on the risks of misselling in an ESG context, including the DWS case
• Achieving positive impact is a strong antidote to the risks of greenwashing or ESG misselling, however this risks having a tension with fiduciary responsibilities
• This tension can be resolved with a concept called Universal Ownership
• Under Universal ownership, investors have an appetite to make a loss in order to achieve positive impact, and yet still have no compromise on their fiduciary responsibilities
This session will focus on the transformation roadmap of the healthcare sector in KSA and the role of actuarial capabilities in enhancing its evolution to the desired end stage as per the objectives of the Vision 2030. The discussion will focus how the system has evolved so far and shed light on the expected future changes. Through examining the transformation, we will highlight how the sector is and can use actuarial expertise to not only assist with this transformation but also use basic actuarial principles to identify the key risks and their respective mitigation strategies.
The purpose of this research paper is to explore enterprise risk management lessons which can be learnt from the Covid-19 pandemic in preparation for potential future pandemics as well as other “gray rhino” or “black swan” events. This paper is not intended to be an all-encompassing solution to the issues presented by Covid-19; rather, the content has been provided to help drive discussions regarding how risk management processes may need to evolve in line with the dynamic nature of the underlying risks that they sometimes need to capture.
The IFoA's Infrastructure Working Party, led by Chris Lewin, will present its new introductory guide to infrastructure investment, which will be published on the IFoA web-site prior to the webinar. Those readers whose institutions have already taken the plunge into infrastructure will know that it is a highly complex and diverse field of activity. This guide does not explore all the matters which investors take into account, but it does discuss many of the more important points, including the risks and past returns, benchmarking, and ESG and SDG considerations. Attendees will be invi
Health contributes to happiness at the personal, family, community and societal level. Health, importantly underpins all our economic security. This talk will explore the drivers of our health, the measurement of health and the steps we can take to improve health – most of which lie outside the NHS.