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CMI mortality and morbidity tables

The following spreadsheets provide values of qx and (for more recent tables) µx

While every effort has been made to ensure the accuracy of these mortality and morbidity tables this cannot be guaranteed and neither the CMI nor the Institute and Faculty of Actuaries (IFoA) accepts any responsibility for their use in practice.

The tables are provided in Excel format. For further information please refer to the original publication document for the particular table. These tables are provided as a courtesy, and the CMI cannot provide any advice on their interpretation or use.

Tables issued after 1 March 2013 are only available to organisations that subscribe to the CMI

Find out how to subscribe.

Mortality tables
‘16’ Series pension annuities in payment mortality tables Based on 2015-2018 experience collected from UK insurance companies, published in CMI Working Papers 130 and 134, 2020
'S3’ series base mortality tables

Based on 2009-2016 experience collected by 30 June 2017 from UK self-administered pension schemes, published in CMI Working Papers 107 and 113, 2018.

"08" Series Term mortality tables Based on 2007-2010 experience collected from UK insurance companies, published in CMI Working Paper 94, 2017.
'08' Series annuities mortality tables Based on 2007-2010 experience collected from UK insurance companies, published in CMI Working Paper 81, 2015.
‘S2’ series base mortality tables

Based on 2004-2011 experience collected by 30 June 2012 from UK self-administered pension schemes, published in CMI Working papers 66 and 71, 2013/14.

‘S1’ series base mortality tables Based on 2000-2006 experience collected by 30 June 2007 from UK self-administered pension schemes, published in CMI Working Papers 34 and 35, 2008.
‘00’ series base mortality tables Based on 1999-2002 experience collected from UK insurance companies, published in CMI Working Papers 21 and 22, 2006 and CMI Report 23, 2009.
‘92’ series base mortality tables and projections Based on 1991-1994 experience collected from UK insurance companies, published in CMI Report 17,1999.
‘80’ series base mortality tables and projections Based on 1979-1982 experience collected from UK insurance companies, published in CMI Report 10, 1990.
Older mortality tables Based on 1975-1978 experience collected from UK insurance companies: FA1975-78
Based on 1967-1970 experience collected from UK insurance companies: A1967-70, A1967-70(5), PA(90), a(90)
Based on 1949-1952 experience collected from UK insurance companies: A1949-52
Based on 1946-1948 experience collected from UK insurance companies: a(55)
Based on 1924-1929 experience collected from UK insurance companies: A1924-29
Morbidity tables
“08” Series accelerated critical illness tables Based on 2007-2010 experience collected from UK insurance companies, published in CMI Working Paper 94, 2017.
"AC04" series critical illness tables Diagnosis rate tables based on 2003-2006 experience of accelerated critical illness policies collected from UK insurance companies, published in CMI Working Paper 50  (2010). See also CMI Working Paper 52 and CMI Working Paper 58 (both 2011).
"IP11" income protection tables

Claim inception and termination rates for individual income protection based on 2007-2016 experience of individual income protection policies collected from UK insurance companies, released alongside Working Paper 136 (2020).

Note: Data issues were subsequently discovered affecting the claim inception rates. A spreadsheet of indicative adjustments to the rates is available alongside Working Paper 136.

“IP06” income protection tables

Claim inception rates for individual income protection based on 2003-2010 experience of individual income protection policies collected from UK insurance companies, released alongside Working Paper 120 (2019).
"IPM 1991-98" income protection tables "Type A" inception rate tables for occupation class 1 males based on 1991-1998 experience of income protection policies collected from UK insurance companies. The development of these rates is documented in a number of papers, with an overview contained in CMI Working Paper 48. The spreadsheet contains inception rates only - termination rates can be derived by a formula.
"SM1975-78" income protection tables tables These tables were based on 1975-1978 experience of income protection (or Permanent Health Insurance) policies collected from UK insurance companies. They are published in CMI Report 12 (1991) but are not available in a spreadsheet.

 

 

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    The proposals come from a recent review of the PC Scheme which was the first substantive look at the IFoA’s approach to the requirements and process for PCs since 2010. It responds directly to feedback received on how the current scheme works especially that received from members and PC Holders.

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