| Working Paper 134 | Final “16” Series pension annuities in payment mortality tables (Issue date: 10/07/2020) |
| Working Paper 133 | “All offices” experience of life annuities, 2013-2018 (Issue date: 12/06/2020) |
| Working Paper 132 | “All offices” experience of term assurances, 2015-2018 (Issue date: 07/05/2020) |
| Proposed “IP11” claim inception and termination rates for individual income protection (Issue date: 29/4/2020; Response date: 30/6/2020) | |
| Working Paper 130 |
Proposed “16” Series pension annuities in payment mortality tables (Issue date: 16/04/2020; Response date 29/05/2020) |
| Working Paper 129 | CMI Mortality Projections Model: CMI_2019 (Issue date: 02/03/2020) |
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“All offices” experience of pension annuities in payment, 2015-2018 (Issue date: 17/12/2019) |
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| Working Paper 127 | CMI Mortality Projections Model – Interim update (v01 issue date: 13/12/2019, v02 issue date: 28/01/2020) |
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Mortality experience of pensioners for the period 2011 to 2018 (Issue date: 28/11/2019) |
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| Working Paper 125 |
Additional analysis of the experience of term assurances, 2011-2016 (Issue date: 15/11/2019) |
| Working Paper 124 |
“All offices” individual Income Protection sickness experience for 2011-2016 (Issue date: 30/9/2019) |
| Working Paper 123 |
"All offices” experience of term assurances, 2011-2016 (v01: issue date: 18/07/2019; v02 issue date: 07/05/2020) |
| Working Paper 122 |
Final report of the High Age Mortality Working Party |
| Working Paper 121 |
Mortality experience of pensioners by industry classification for the period 2010 to 2017 (Issue date: 31/05/2019) |
| Working Paper 120 |
Final “IP06” claim inception rates for individual income protection (Issue date: 27/3/2019) |
| Working Paper 119 | CMI Mortality Projections Model: CMI_2018 (v01 issue date: 07/03/2019; v02 issue date: 02/04/2019) |
| Working Paper 118 | Mortality experience of pensioners for the period 2010 to 2017 (Issue date: 28/02/2019) |
| Working Paper 117 |
"All offices" experience of pension annuities in payment, 2011-2016 (v01 issue date: 31/01/2019; v02 issue date 14/08/2019) |
| Working Paper 116 | The value of the period smoothing parameter, Sk1, in CMI_2018 (Issue date: 01/02/2019) |
| Working Paper 115 |
CMI Mortality Projections Model – Interim update (v01 issue date: 19/12/2018; v02 issue date 07/03/2019) |
| Working Paper 114 |
Consultation on the value of the period smoothing parameter, Sk (Issue date: 07/12/2018; response date: 18/01/2019) |
| Working Paper 113 | Final “S3” Series mortality tables (Issue date: 05/12/2018) |
| Working Paper 112 | Additional analyses of the experience of pension annuities in payment, 2011-2014 (Issue date: 02/11/2018; Reissue date: 01/02/2019) |
| Working Paper 111 |
Regular monitoring of England & Wales population mortality (Issue date: 23/10/2018; Response date: 30/11/2018) |
| Working Paper 110 |
Using the CMI Mortality Projections Model for assured lives (Issue date: 04/10/2018; Response date: 31/12/2018) |
| Working Paper 109 | Proposed “IP06” claim inception rates for individual income protection (Issue date:11/07/2018; Response date: 30/09/2018) |
| Working Paper 108 |
Interim “all offices” experience of term assurances, 2011-2015 (v01 issue date: 08/06/2018; v02 issue date: 07/05/2020; Response date: 12/07/2018). |
| Working Paper 107 | Proposed graduations of the CMI SAPS 2009-2016 mortality experience based on data collected by 30 June 2017. (Issue date: 05/06/2018; Response date: 14/09/2018). |
| Working Paper 106 |
A proposed approach to closing off CMI mortality tables. (Issue date: 05/06/2018; Response date: 14/09/2018) |
| Working Paper 105 | CMI Mortality Projections Model: CMI_2017 (v01 issue date: 01/03/2018; v02 issue date: 08/05/2018) |
| Working Paper 104 |
Mortality experience of pensioners for the period 2009 to 2016 (Issue date: 19/01/2018) |
| Working Paper 103 | CMI Mortality Projections Model – Mid-year update (Issue date: 08/11/2017) |
| Working Paper 102 | Income Protection experience by benefit amount band and policy duration, 2003-2010 (Issue date: 25/08/2017) |
| Working Paper 101 | “All offices” experience of pension annuities in payment, 2011-2014 (Issue date: 27/07/2017; Reissue date: 01/02/2019) |
| Working Paper 100 | A second report on high age mortality (Issue date: 30/06/2017) |
| Working Paper 99 |
CMI Mortality Projections Model: Software user guide (v01 issue date: 27/03/2017; v02 issue date: 08/11/2017) |
| Working Paper 98 | CMI Mortality Projections Model: Methods (Issue date: 27/03/2017) |
| Working Paper 97 |
CMI Mortality Projections Model: CMI_2016 (v01 issue date: 27/03/2017; v02 issue date: 08/11/2017) |
| Working Paper 96 | “All offices” individual Income Protection sickness experience for the 2007-2010 quadrennium (Issue date: 17/03/2017) |
| Working Paper 95 | Mortality experience of pensioners for the period 2008 to 2015 (Issue date: 22/02/2017) |
| Working Paper 94 | Final "08" Series of accelerated critical illness and term mortality tables (Issue date: 27/01/2017) |
| Working Paper 93 | CMI Mortality Projections Model: Consultation responses and plans for CMI_2016 (Issue date: 29/11/2016; Reissued: 02/12/2016) |
| Working Paper 92 | Proposed “08” Series term mortality tables (Issue date: 07/10/2016; Response date: 30/11/2016 |
| Working Paper 91 | CMI Mortality Projections Model consultation - technical paper. (Issue date: 31/08/2016) |
| Working Paper 90 | CMI Mortality Projections Model consultation. (Issue date: 22/06/2016; Reissued 31/08/2016; Response date: 30/09/2016) |
| Working Paper 89 | Proposed “08” Series accelerated critical illness tables (Issue date: 06/05/2016; Reissued: 07/10/2016; Response date: 30/11/2016) |
| Working Paper 88 | Mortality experience of pensioners for the period 2007 to 2014 (Issue date: 24/02/2016) |
| Working Paper 87 | Mortality experience of enhanced annuities in 2007-2010 (Issue date: 17/12/2015; Response date: N/A) |
| Working Paper 86 | An investigation into the mortality experience by industry classification of pensioners of self-administered pension schemes (Issue date: 18/11/2015; Response date: N/A) |
| Working Paper 85 | Working Paper 85: Initial report on the features of high age mortality (Issue date 16/10/2015) |
| Working Paper 84 | The CMI Mortality Projections Model, CMI_2015 (Issue date 28/09/2015) |
| Working Paper 83 | Recent mortality in England and Wales (Issue date 28/09/2015. Reissued 06/10/2015) |
| The CMI format for heatmaps of mortality improvements. (Issue date 28/09/2015) | |
| Working Paper 81 | Final '08' Series annuities tables (Issue date 30/06/2015) |
| The release dates of future updates to the CMI Mortality Projections Model (issue date: 26/06/2015) | |
| Working Paper 79 | Consultation on the release date of future updates to the CMI Mortality Projections Model. (Issue date: 16/03/2015; Response date: 16/04/2015) |
| Proposed '08' Series annuities tables (Issue date: 06/03/2015; Response date: 10/04/2015) | |
| Report of the Graduation and Modelling Working Party (Issue date 06/03/2015) | |
| Working Paper 76 | Analysis of the mortality experience of pensioners of self-administered pension schemes for the period 2006-2013 based on data collected by 30 June 2014. (Issue date: 19/12/2014; Reissued: 22/01/2016; Response date: N/A) |
| All-Offices Mortality and Critical Illness Experience for the 2007-2010 Quadrennium (Issue date: 03/12/2014; Reissued: 01/02/2016) | |
| The CMI Mortality Projections Model, CMI_2014 (Issue date: 24/11/2014; Response date: N/A) | |
| Working Paper 73 | Analysis of the mortality experience of pensioners of self-administered pension schemes for the period 2005-2012 based on data collected by 30 June 2013. (Issue date: 24/07/2014) |
| Analysis of individual income protection experience, 1991-2009, by cause of sickness. (Issue date: 17/04/2014; Response Date: N/A) | |
| Working Paper 71 | Graduations of the CMI SAPS 2004-2011 mortality experience based on data collected by 30 June 2012 - Final "S2" Series of Mortality Tables. (Issue date: 07/02/2014) |
| The All Offices annuity experience for the 2007-2010 quadrennium (Issue date: 18/10/2013; Response date: N/A) | |
| Working Paper 69 | The CMI Mortality Projections Model, CMI_2013, and feedback on the consultation on the future of the CMI Library of Mortality Projections and the CMI Mortality Projections Model. (Issue date: 13/09/2013; Response date: N/A) |
| Notes on statistical modelling of mortality and morbidity experience data (Issue date: 09/07/2013) | |
| Working Paper 67 | A revised approach for analysing CMI critical illness experience and restated results for accelerated business, 2003-2006 (Issue date: 10/05/2013) |
| Working Paper 66 | Proposed graduations of the CMI SAPS 2004-2011 mortality experience based on data collected by 30 June 2012. (Issue date: 23/04/2013; Response date: 31/05/2013) |
| Working Paper 65 | Analysis of the mortality experience of pensioners of self-administered pension schemes for the period 2004-2011. (Issue date: 23/04/2013) |
| Working Paper 64 | Consultation on the future of the CMI Library of Mortality Projections and the CMI Mortality Projections Model (Issue date: 12/4/2013; Response date: 31/05/2013) |
| The CMI Mortality Projections Model, CMI_2012 (Issue date: 08/02/2013; Response date: N/A) | |
| Working Paper 62 | Report on the preliminary results of an analysis into the mortality experience of pensioners of self-administered pension schemes for the period 2003-2010 based on data collected by 30 June 2011 (Issue date: 25/05/2012) |
| Working Paper 61 | An investigation into the mortality experience by industry classification of pensioners of self-administered pension schemes (Issue date: 10/05/2012) |
| Working paper 60 | Sickness experience for individual income protection policies: experience for 2003-2006 compared with 1991-2002; results for 1991-2006 re-stated using IPM 1991-98 as the comparison basis (Issue date: 17/02/2012) |
| Working paper 59 | Reporting sickness experience for the CMI individual income protection investigation: summary statement of revised methodology; description of updated format of results tables; and analysis of change in methodology and comparison basis (Issue date: 17/02/2012) |
| Supplementary analyses to CMI critical illness diagnosis rates for accelerated business, 2003-2006 | |
| CMI life office mortality 'per policy' results: consultation on the future format of results (Issue date: 30/9/2011; Response date: 30/11/2011) | |
| CMI life office mortality 'per policy' results: the initial methodology and format (Issue date: 30/9/2011) | |
| The CMI Mortality Projections Model, CMI_2011 (Issue date: 16/09/2011) | |
| Advancing the release date of the CMI Mortality Projections Model (Issue date: 04/08/2011; Response date: 09/09/2011) | |
| An initial investigation into rates of mortality improvement for pensioners of self-administered pension schemes (Issue date: 22/07/2011) | |
| Cause-specific CMI critical illness diagnosis rates for accelerated business, 2003-2006 (Issue date: 15/06/2011) | |
| Report on the preliminary results of an analysis into the mortality experience of pensioners of self-administered pension schemes for the period 2002-2009 based on data collected by 30 June 2010 (Issue date: 20/05/2011) | |
| CMI critical illness diagnosis rates for accelerated business 2003-2006 (Issue date: 24/01/2011) | |
| The CMI Mortality Projections Model, 'CMI_2010' (Issue date: 23/11/2010; Response date: n/a) | |
| An overview of the sickness inception and termination rate graduations (Issue date: 30/07/2010) | |
| Working paper 47 | The graduation of sickness rates for the CMI individual income protection experience for males 1991-98 of males, occupational class 1 (Issue date: 30/07/2010) |
| Background papers on the analysis of CMI individual income protection claim records (Issue date: 30/07/2010) | |
| Consultation on the proposed methodology for the analysis of CMI 'per-policy' mortality data (Issue date: 30/04/2010) | |
| Working paper 44 | Report on the preliminary results of an analysis into the mortality experience of pensioners of self-administered pension schemes for the period 2001-2008 based on data collected by 30 June 2009 (Issue date: 01/04/2010) |
| CMI critical illness diagnosis rates for accelerated business 1999-2004 (Issue date: 12/02/2010) | |
| CMI life office mortality experience 2003-2006 (Issue date: 10/12/2009) | |
| CMI Mortality Projections Model - feedback on consultation and issue of 'CMI_2009' (Issue date: 25/11/2009) | |
| Changes to the coding guide for CMI per-policy data (Issue date: 17/08/2009) | |
| A prototype mortality projections model: Part two - a detailed analysis (Issue date: 7/07/2009) | |
| A prototype mortality projections model: Part one - an outline of the proposed approach (Issue date: 19/06/2009) | |
| Version 1.1 of the CMI library of mortality projections (Issue date: 13/03/2009) | |
| Working paper 36 | The mortality of impaired assured lives: Report on 1995-2006 experience and consultation on the future of the investigation (Issue date: 14/01/2009) |
| Working paper 35 | The graduations of the CMI self-administered pension schemes 2000-2006 mortality experience: Final "S1" series of mortality tables (Issue date: 31/10/2008) |
| Working paper 34 | Methodology and assumptions used for CMI self-administered pension schemes mortality experience analyses (Issue date: 31/10/2008) |
| A new methodology for analysing CMI critical illness experience (Issue date: 23/07/2008) | |
| Working papers 31 and 32 | Analysis and proposed graduations of the CMI SAPS 2000-2006 mortality experience based on data collected to 30 June 2007 (Issue date: 08/01/2008) |
| Working paper 30 and the Library of mortality projections | The CMI Library of mortality projections (Issue date: 23/11/2007) |
| Working paper 29 | An analysis of the results of the mortality of male and female pensioners of self-administered pension schemes for the period 2000 to 2004 based on data collected by 30 June 2006 (Issue date: 01/10/2007) |
| Progress towards an improved methodology for analysing CMI critical illness experience (Issue date: 27/07/2007) | |
| The "library" of mortality projections (Issue date: 11/07/2007) | |
| Extensions to younger ages of the "00" series pensioner tables of mortality (Issue date: 20/04/2007) | |
| Stochastic projection methodologies: Lee-Carter model features, example results and implications (Issue date: 03/04/2007) | |
| Sickness experience 1999-2002 for group income protection policies (Issue date: 13/12/2006) | |
| Analysis of individual income protection experience by cause of disability (Issue date: 09/08/2006) | |
| The graduation of the CMI 1999-2002 mortality experience: final "00" series mortality tables (Issue date: 01/08/2006) | |
| Working paper 20 | Stochastic projection methodologies: further progress and P-Spline model features, example results and implication (Issue date: 05/04/2006) |
| Per-policy data submission (Issue date: 21/12/2005) | |
| 1999-2002 critical illness experience: feedback on Working paper 14 and future work (Issue date: 01/12/2005) | |
| Working paper 17 |
Report on the preliminary results of an analysis into the mortality experience of pensioners of self-administered pension schemes for the period 2000 to 2003 (Issue date: 11/10/2005) |
| The graduation of the CMI 1999-2002 mortality experience: proposed annuitant and pensioner graduations (Issue date: 28/09/2005) | |
| Projecting future mortality: towards a proposal for a stochastic methodology (Issue date: 20/07/2005) | |
| Methodology underlying the 1999-2002 CMI critical illness experience investigation (Issue date: 05/05/2005) | |
| Draft mortality investigation coding guide (Issue date: 27/04/2005) | |
| Working paper 12 | The graduation of the CMI 1999-2002 mortality experience: feedback on Working paper 8 and proposed assured lives graduations (Issue date: 11/04/2005) |
| Responses to Working Paper 3 (Issue date: 26/01/2005) | |
| The mortality of impaired assured lives, 1991-2002 (Issue date: 08/11/2004) | |
| Working paper 9 | An analysis of the preliminary results of the mortality of male pensioners of self-administered pension schemes for the period 2000 to 2002 as reported in Working paper 4. (Issue date: 17/11/2004) |
| Considerations for the graduation of the 1999-2002 mortality experience (Issue date: 20/08/2004) | |
| New graduations of income protection termination experience (Issue date: 07/05/2004) | |
| Working paper 4 | Report on the preliminary results of an analysis into the mortality experience of pensioners of self-administered pension schemes for the period 2000 to 2002 (Issue date: 17/03/2004) |
| Projecting future mortality: a discussion paper (Issue date: 12/03/2004) | |
| Working paper 2 | Responses to the draft report entitled A proposed interim basis for adjusting the 92 series mortality projections for cohort effects and further commentary thereon. (Issue date: 10/12/2002) |
| An interim basis for adjusting the 92 series mortality projections for cohort effects. (Issue date: 10/12/2002) |
Contact Details
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Events calendar
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Finance on Trial: Climate Liability Risk and the coming Wave of Legal Challenges
Webinar13 July 2020This webinar is intended to raise awareness of the shifting landscape of climate liability risk and what it means for actuaries, including how it impacts on their professional and legal duties. Presentations will cover the legal risks around climate change for investment consultants and actuaries advising DB pension schemes as well as consideration of climate risk for insurers.
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Finance and Investment Webinar: Incorporating Climate Change in Analytical Tools
Webinar14 July 2020
Climate change risks are likely to become material for many risk management and investment decisions. This will require to incorporate explicitly climate change in the tools used for risk management and investment decisions. At present existing climate change tools are often too crude for decision making. -
Current Issues in Life Assurance (CILA) Webinar series
Webinar Series15 July 2020 - 3 August 2020CILA is one of the pre-eminent events in the annual 'Life' calendar. Due to COVID-19 we are running the programme as a series of webinars covering topics aimed at practicing life actuaries from life offices, consulting firms and other employers of actuaries and those who work in or advise on, the life assurance market in the UK and Europe. -
CILA Webinar - Growing Pains: Taking the Strain
Webinar15 July 2020Current Issues in Life AssuranceFor annuity writers, a key challenge is the need to fund capital-consumptive new business strain (NBS) as a consequence of writing the business intended to fund future distributions.
Reinsurance, investment strategy and capital provision all have roles to play. Here, we:
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CILA Webinar - 2020 Mortality Developments Across the Profession
Webinar16 July 2020Current Issues in Life AssuranceMortality in 2020 is now dominated by one thing, although – in our future-focused world – the pandemic is just one of many mortality considerations. In this session, three well-regarded mortality/longevity specialists provide an overview of:
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Webinar - Panel discussion: How banks are responding to the Covid-19 pandemic
Webinar16 July 2020Because of Covid-19, forecasters predict a severe recession in 2020, followed by a V or U-shaped recovery. This impacts both individuals and companies. However, compared to previous recessions, the impact on banks of higher credit losses should be mitigated to some extent by government actions. -
PHC Conference webinar: Impactability Modelling for Population Health Management
Webinar20 July 2020Part of the Protection, Health and Care Conference 2020 webinar seriesThis session will provide an overview of the Population Health Management Working Party's research including defining impactability and impactability modelling, discussing some examples of specific modelling approaches, considering the practical challenges across the NHS as well as wider public perception and ethical issues.
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Finance and Investment Webinar: A Career in Finance and Investment
Webinar21 July 2020Many actuaries consider career opportunities in the Finance and Investment practice area after having started off in more traditional actuarial roles such as valuations, capital management or pricing. This session is aimed at helping actuaries to better understand roles in Finance and Investment and how they can fine tune their skills to pursue such careers. -
Mortality and Longevity Webinar Series 2020
Webinar Series22 July 2020 - 10 August 2020Due to COVID-19, we are running this programme via a series of webinars commencing 22nd July.This webinar series will provide topical and practical updates and discussion on the latest thinking and innovations in mortality and longevity, and is designed to be very accessible to a broad range of experience.
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Mortality and Longevity Webinar: 'Researching research' - how to make use of medical research papers
Webinar22 July 2020Insurers are making increasing use of medical research to help with assumption, models and underwriting -
Mortality and Longevity Webinar: What can we learn from mortality by cause of death?
Webinar22 July 2020Members of the Mortality Working Group of the IAA have analysed changes in mortality for about 30 causes of death and will discuss the following:
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Mortality and Longevity Webinar: Towards Precision Insurance: dynamic hazards modelling in Big Data
Webinar23 July 2020Predictive risk assessment and risk stratification models based on postcode-level consumer classification are widely used for life insurance underwriting. However, these are socio-economic models not directly related to health information. Similar to precision medicine, precision life insurance should aim to tailor policy pricing/reserving to the individual health characteristics of each client. -
Twitter Sentiment Analysis: What does Social Media tell us about coronavirus concerns in the UK?
Webinar24 July 2020The aim of this webinar is to provide an overview of research undertaken within the Data Science Working Party on applying machine learning methods for sentiment analysis and opinion mining of UK Twitter data relating to COVID-19. -
Modelling Dangers – What to look out for in Terms of Poor Model Selection and Calibration
Webinar27 July 2020As insurers look towards their internal model calibration process for 2020 final year financials and statutory returns, actuaries need to deal with the complexity of adequately modelling their business in 2020 and beyond. This discussion will look at what poor model selection and calibration could look like – using inappropriate historical data; using incorrect 2020 mortality data; inappropriate stochastic model recalibration (or lack thereof). What about being prudent vs setting a best estimate? How do you allow for tail risks during a tail risk event? This is the fourth webinar in the Extreme Mortality Events series presented by Chair of the Life Board of the Institute and Faculty of Actuaries, Colin Dutkiewicz. -
Finance and Investment Webinar: ESG forays into fixed income
Webinar28 July 2020This webinar has been re-scheduled from its original date of the 1st July. Although ESG has many buyers across the asset allocation community, from pension funds to sovereign wealth funds, it still hasn’t found its place within the core asset management strategy desks where the money is actually invested. The problem as well as the opportunity is Fixed Income. Plenty of strategies exist for incorporating ESG within Equities, from screening, integration to a combination. ESG has picked up relatively quickly within Equities with rating,indices created using ESG factors. This talk will discuss how we price a quantifiable ESG credit risk premium and make it alpha worthy in a strategy. -
Mortality and Longevity Webinar: Clusters and correlations in international mortality trends
Webinar28 July 2020Over the past decades, many countries have exhibited mortality rates approximately following a piecewise linear law. This is visible in the form of steady improvements over multiple years, followed by a rather abrupt trend change, and then again stable improvements according to the new trend. -
PHC Conference webinar: Dementia and insurance: cognitive protection
Webinar28 July 2020Part of the Protection, Health and Care Conference 2020 webinar seriesWith the rising prevalence of dementia, how can we manage this risk effectively and can insurance do more? Matt Singleton, Ageing Lead at Swiss Re, will cover these topics and demonstrate how insurance could help people address their concerns.
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CILA Webinar - Are we in the Era of Actuarial Data Science Modelling?
Webinar29 July 2020Current Issues in Life Assurance Join us for an exploration session on the use of data science in insurance companies today.
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CILA Webinar - The Capital Management Toolkit
Webinar29 July 2020Current Issues in Life AssuranceThis talk will look at a range of such techniques (e.g. mass lapse risk transfer, contract boundaries, risk margin relief, non-standard longevity risk transfer) that have been applied or considered by UK and EU insurers, and the pros and cons of each.
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CILA Webinar - Global Capital Standards – What does the Adoption of ICS v2.0 Mean?
Webinar3 August 2020Current Issues in Life Assurance.The International Association of Insurance Supervisors announced on 14 November 2019 the adoption of v2.0 of the global Insurance Capital Standard (ICS) which will undergo confidential reporting for 5 years starting from 2020. This session will include specific experiences from Legal and General (L&G) as well as global industry perspectives from EY.
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CILA Webinar - Developing and Executing a Climate Risk Strategy
Webinar3 August 2020 - 4 August 2020Current Issues in Life AssuranceThis session will cover the PRA supervisory statement on financial impacts related to climate change, industry insights into PRA climate risk business plans, examples climate risk strategy setting out key workstreams and activity steps for successful execution, an overview of a climate risk strategy execution timeline and the future.
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PHC Conference webinar: Mental Health Underwriting - updating for current medical practice
Webinar4 August 2020Part of the Protection, Health and Care Conference 2020 webinar seriesThis session will cover how we have challenged conventional approaches to underwriting and risk selection in order to develop an approach that aligns current practices, customer and broader interests with robust risk assessment.
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PHC Conference webinar: Engagement and innovation for the next generation consumer
Webinar5 August 2020Part of the Protection, Health and Care Conference 2020 webinar series. Using new and unique research and data from the UK, US, Sweden and China, this presentation investigates how consumers use the internet through their insurance journey and analyzes the role culture and generation plays in their online behaviour. We use this research to show the online landscape for insurance sales in the UK and suggest ways to shape new products and effectively engage with the consumer who is buying them. -
PHC Conference webinar: Gene Modification
Webinar6 August 2020Chief Medical Officer (CMO) for Gen Re Life/Health Research and Development, Dr John O'Brien, will discuss the impacts of Gene Modification for life/health insurance. -
Mortality and Longevity Webinar: A New Framework for Future Mortality
Webinar6 August 2020Our presentation will examine the challenges arising in setting mortality improvement assumptions, exposing known but under-explored vulnerabilities of current practices. -
Mortality and Longevity Webinar: Beyond control - what could be our next big health threat?
Webinar10 August 2020As an industry, it has been important to be able to look to the future to identify the next quantifiable risk. In this session, I will explore some of the less tangible, but none-the-less concerning risks to future health, such as the health risks associated with exposure to pesticides, ingestion of plastic in the food chain, and the hazards of indoor air pollution through exposure to volatile organic compounds. -
Mortality and Longevity Webinar: The IFoA diabetes working party - our journey so far
Webinar10 August 2020The working party will help the industry to update and enhance how potential risk from diabetes and excess mortality is considered, including the need to understand the underwriting implications as treatments improve, and potentially to develop new products that are tailored to those with diabetes. -
Professional Skills Training Webinar - 12 August 2020
Webinar12 August 2020
This event is now fully booked. To join the wait list, please register here.A Trusted Profession
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PHC Conference webinar: Cancer morbidity risk modelling – regional variation over time
Webinar12 August 2020Part of the Protection, Health and Care Conference 2020 webinar series. Modelling the structure and trends of cancer morbidity risk is important for pricing and reserving in related health insurance fields such as critical illness insurance and care provision. We model the dynamics of cancer incidence over time in different regions in England, using 1981-2016 ONS data. The modelling allows estimation of cancer rates at various age, year, gender and region levels, following a Bayesian setting to account for statistical uncertainty. Our analysis indicates significant regional variation in cancer incidence rates. -
PHC Conference webinar: Learnings from our first climate-change related disclosures (TCFD)
Webinar13 August 2020Part of the Protection, Health and Care Conference 2020 webinar series. In this talk we will outline the steps Aviva took in pulling together our first large-scale disclosures on the exposure of our business to climate change published in March 2019; in line with the recommendations of the Taskforce on Climate-related Financial Disclosures. After touching on why insurers have such an important role in climate change, we'll cover a brief “how-to” guide for those who have not yet embarked on thinking about these topics before giving a case study of how the learnings from a TCFD disclosure exercise can be applied to investment portfolios. -
PHC Conference webinar: Can we manage Diabetes risk for healthier outcomes
Webinar17 August 2020Part of the Protection, Health and Care Conference 2020 webinar series. The insurance industry currently underwrites customers with diabetes based on a range of factors, medical expertise and various medical studies. The work undertaken by the Diabetes Working Party would help the industry to approach this using current research findings to update and enhance how potential risk from diabetes is considered. This includes the need to understand the underwriting implications as treatments improve, and potentially to develop new products that are tailored to those with diabetes. This webinar will present our latest findings in the management of this important chronic condition which will include research in collaboration with the ARC.
Climate change risks are likely to become material for many risk management and investment decisions. This will require to incorporate explicitly climate change in the tools used for risk management and investment decisions. At present existing climate change tools are often too crude for decision making.